What is OppFi's change in AP?

OppFi (OPFI) reported change in AP of -$929K in Q1 2026.

How has OppFi's change in AP changed year-over-year?

OppFi's change in AP decreased by 185.9% year-over-year, from $1.08M to -$929K.

What does change in AP mean?

Increase or decrease in amounts owed to suppliers — a key working capital component affecting operating cash flow.

OppFi OPFI Change in AP

Change in AP at other companies

Enova InternationalENVA

-$32.62M+5.1%

Oaktree Specialty LendingOCSL

$643K+631%

World AcceptanceWRLD

-$1.22M—

Q2 HoldingsQTWO

-$7.88M-246%

Peoples BancorpPEBO

$373.75K+135%

Main Street CapitalMAIN

-$19.88M+12.1%

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+138%

Enterprise value$662.47M+175%

P/E11.4×-20.5×

P/S2×+1.1×

Profitability

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Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAccountsPayable.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's change in AP?: OppFi (OPFI) reported change in AP of -$929K in Q1 2026.
How has OppFi's change in AP changed year-over-year?: OppFi's change in AP decreased by 185.9% year-over-year, from $1.08M to -$929K.
What does change in AP mean?: Increase or decrease in amounts owed to suppliers — a key working capital component affecting operating cash flow.