What is OppFi's earnings yield?

OppFi (OPFI) reported earnings yield of 32.4% in Q1 2026.

How has OppFi's earnings yield changed year-over-year?

OppFi's earnings yield increased by 635.8% year-over-year, from 4.4% to 32.4%.

What is the long-term trend for OppFi's earnings yield?

Over 5 years (2020 to 2025), OppFi's earnings yield has grown at a -27.0% compound annual growth rate (CAGR), from 44% to 9.1%.

What does earnings yield mean?

Trailing-twelve-month net income divided by market capitalization at the quarter end — the inverse of the P/E ratio, expressed as a percentage.

OppFi OPFI Earnings yield

Earnings yield at other companies

Enova InternationalENVA

9.6%+0.2pp

Upstart Holdings, Inc.UPST

2%+1.4pp

Oaktree Specialty LendingOCSL

5%+4.3pp

World AcceptanceWRLD

5.2%-7.1pp

Blue Owl Technology Finance Corp.OTF

7.3%—

Q2 HoldingsQTWO

2.5%+2.2pp

Other financials

Income statement

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Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+138%

Enterprise value$662.47M+175%

P/E11.4×-20.5×

P/S2×+1.1×

Profitability

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Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Calculated from OppFi’s reported figures.

net income/market cap=32.4%

Based on trailing twelve months.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's earnings yield?: OppFi (OPFI) reported earnings yield of 32.4% in Q1 2026.
How has OppFi's earnings yield changed year-over-year?: OppFi's earnings yield increased by 635.8% year-over-year, from 4.4% to 32.4%.
What is the long-term trend for OppFi's earnings yield?: Over 5 years (2020 to 2025), OppFi's earnings yield has grown at a -27.0% compound annual growth rate (CAGR), from 44% to 9.1%.
What does earnings yield mean?: Trailing-twelve-month net income divided by market capitalization at the quarter end — the inverse of the P/E ratio, expressed as a percentage.