What is OppFi's free cash flow yield?

OppFi (OPFI) reported free cash flow yield of 190.6% in Q1 2026.

How has OppFi's free cash flow yield changed year-over-year?

OppFi's free cash flow yield increased by 35.1% year-over-year, from 141.1% to 190.6%.

What is the long-term trend for OppFi's free cash flow yield?

Over 4 years (2021 to 2025), OppFi's free cash flow yield has grown at a 34.9% compound annual growth rate (CAGR), from 39.9% to 132.1%.

What does free cash flow yield mean?

Trailing-twelve-month free cash flow divided by market capitalization at the quarter end. The cash return the business generates relative to its market price.

OppFi OPFI Free cash flow yield

Free cash flow yield at other companies

Enova InternationalENVA

54.7%-7.0pp

Upstart Holdings, Inc.UPST

4.2%+2.5pp

World AcceptanceWRLD

38.3%+3.9pp

Q2 HoldingsQTWO

6.8%+3.5pp

SoFi Technologies, Inc.SOFI

-31.3%+1,893pp

Blue Owl CapitalOWL

21.1%+13.8pp

Other financials

Income statement

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Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+123%

Enterprise value$662.47M+156%

P/E11.4×-22.5×

P/S2×+1.0×

Profitability

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Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Calculated from OppFi’s reported figures.

free cash flow/market cap=190.6%

Based on trailing twelve months.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's free cash flow yield?: OppFi (OPFI) reported free cash flow yield of 190.6% in Q1 2026.
How has OppFi's free cash flow yield changed year-over-year?: OppFi's free cash flow yield increased by 35.1% year-over-year, from 141.1% to 190.6%.
What is the long-term trend for OppFi's free cash flow yield?: Over 4 years (2021 to 2025), OppFi's free cash flow yield has grown at a 34.9% compound annual growth rate (CAGR), from 39.9% to 132.1%.
What does free cash flow yield mean?: Trailing-twelve-month free cash flow divided by market capitalization at the quarter end. The cash return the business generates relative to its market price.