What is OppFi's net change in loans and leases?

OppFi (OPFI) reported net change in loans and leases of $226.09M in Q1 2026.

How has OppFi's net change in loans and leases changed year-over-year?

OppFi's net change in loans and leases decreased by 16.9% year-over-year, from $272.18M to $226.09M.

What is the long-term trend for OppFi's net change in loans and leases?

Over 4 years (2021 to 2025), OppFi's net change in loans and leases has grown at a 21.4% compound annual growth rate (CAGR), from $587.64M to $1.28B.

What does net change in loans and leases mean?

Net change in bank loan portfolio from originations, paydowns, charge-offs, and sales.

OppFi OPFI Net change in loans and leases

Net change in loans and leases at other companies

World AcceptanceWRLD

$395.36M+14.5%

Peoples BancorpPEBO

$17.96M-76.0%

Hilltop HoldingsHTH

$108.47M+70.1%

The BancorpTBBK

$677.88M+118%

HOM

Home BancSharesHOMB

-$47.24M-127%

FCF

FirstCash HoldingsFCFS

——

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

See full

Market cap$799.28M+138%

Enterprise value$710.29M+175%

P/E12.1×-21.8×

P/S2.1×+1.2×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireFinanceReceivables.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's net change in loans and leases?: OppFi (OPFI) reported net change in loans and leases of $226.09M in Q1 2026.
How has OppFi's net change in loans and leases changed year-over-year?: OppFi's net change in loans and leases decreased by 16.9% year-over-year, from $272.18M to $226.09M.
What is the long-term trend for OppFi's net change in loans and leases?: Over 4 years (2021 to 2025), OppFi's net change in loans and leases has grown at a 21.4% compound annual growth rate (CAGR), from $587.64M to $1.28B.
What does net change in loans and leases mean?: Net change in bank loan portfolio from originations, paydowns, charge-offs, and sales.