What is OppFi's operating lease ROU assets?

OppFi (OPFI) reported operating lease ROU assets of $8.42M in Q1 2026.

How has OppFi's operating lease ROU assets changed year-over-year?

OppFi's operating lease ROU assets decreased by 16.0% year-over-year, from $10.03M to $8.42M.

What does operating lease ROU assets mean?

This asset represents the company's right to use a leased item, such as office space or data center facilities, over the lease term. It is recognized under modern accounting standards to reflect the financial commitment of long-term operating leases. It provides visibility into the company's fixed operational footprint.

OppFi OPFI Operating Lease ROU Assets

Operating Lease ROU Assets at other companies

Enova InternationalENVA

$15.93M-9.5%

Upstart Holdings, Inc.UPST

$13.61M-66.5%

World AcceptanceWRLD

$71.53M-6.2%

Q2 HoldingsQTWO

$25.77M-10.9%

Blue Owl CapitalOWL

$449.11M+31.4%

SoFi Technologies, Inc.SOFI

——

Other financials

Income statement

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Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+138%

Enterprise value$662.47M+175%

P/E11.4×-20.5×

P/S2×+1.1×

Profitability

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Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseRightOfUseAsset.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's operating lease ROU assets?: OppFi (OPFI) reported operating lease ROU assets of $8.42M in Q1 2026.
How has OppFi's operating lease ROU assets changed year-over-year?: OppFi's operating lease ROU assets decreased by 16.0% year-over-year, from $10.03M to $8.42M.
What does operating lease ROU assets mean?: This asset represents the company's right to use a leased item, such as office space or data center facilities, over the lease term. It is recognized under modern accounting standards to reflect the financial commitment of long-term operating leases. It provides visibility into the company's fixed operational footprint.