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OppFi OPFI Debt Issuance Cost Amortization

Debt Issuance Cost Amortization at other companies

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$28.38M+67.8%
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Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+123%
Enterprise value$662.47M+156%
P/E11.4×-22.5×
P/S+1.0×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept opfi:DebtIssuanceCostAmortization.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's debt issuance cost amortization?
OppFi (OPFI) reported debt issuance cost amortization of $605K in Q1 2026.
How has OppFi's debt issuance cost amortization changed year-over-year?
OppFi's debt issuance cost amortization decreased by 41.9% year-over-year, from $1.04M to $605K.
What is the long-term trend for OppFi's debt issuance cost amortization?
Over 4 years (2021 to 2025), OppFi's debt issuance cost amortization has grown at a 8.3% compound annual growth rate (CAGR), from $2.31M to $3.17M.
What does debt issuance cost amortization mean?
The non-cash expense recognized over the life of a debt instrument related to the initial costs incurred to secure financing. This adjustment reconciles net income with cash flow by adding back the portion of deferred financing costs expensed during the period.