What is OppFi's aggregate unpaid principal balance?

OppFi (OPFI) reported aggregate unpaid principal balance of $444.92M in Q1 2026.

How has OppFi's aggregate unpaid principal balance changed year-over-year?

OppFi's aggregate unpaid principal balance increased by 9.4% year-over-year, from $406.58M to $444.92M.

What is the long-term trend for OppFi's aggregate unpaid principal balance?

Over 4 years (2021 to 2025), OppFi's aggregate unpaid principal balance has grown at a 10.4% compound annual growth rate (CAGR), from $332.24M to $493.12M.

OppFi OPFI Aggregate unpaid principal balance

Other financials

Income statement

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Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

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Market cap$799.28M+138%

Enterprise value$710.29M+175%

P/E12.1×-21.8×

P/S2.1×+1.2×

Profitability

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Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept opfi:FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustment.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's aggregate unpaid principal balance?: OppFi (OPFI) reported aggregate unpaid principal balance of $444.92M in Q1 2026.
How has OppFi's aggregate unpaid principal balance changed year-over-year?: OppFi's aggregate unpaid principal balance increased by 9.4% year-over-year, from $406.58M to $444.92M.
What is the long-term trend for OppFi's aggregate unpaid principal balance?: Over 4 years (2021 to 2025), OppFi's aggregate unpaid principal balance has grown at a 10.4% compound annual growth rate (CAGR), from $332.24M to $493.12M.