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OppFi OPFI Interest expense and amortized debt issuance costs

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Segments

By segment

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Reportable Segment$8.51M-17.0%

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$799.28M+138%
Enterprise value$710.29M+175%
P/E12.1×-21.8×
P/S2.1×+1.2×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept opfi:InterestExpenseAndAmortizedDebtIssuanceCosts.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's interest expense and amortized debt issuance costs?
OppFi (OPFI) reported interest expense and amortized debt issuance costs of $8.51M in Q1 2026.
How has OppFi's interest expense and amortized debt issuance costs changed year-over-year?
OppFi's interest expense and amortized debt issuance costs decreased by 17.0% year-over-year, from $10.25M to $8.51M.
What is the long-term trend for OppFi's interest expense and amortized debt issuance costs?
Over 4 years (2021 to 2025), OppFi's interest expense and amortized debt issuance costs has grown at a 13.0% compound annual growth rate (CAGR), from $24.12M to $39.37M.
What does interest expense and amortized debt issuance costs mean?
This represents the total cost of servicing the company's debt obligations, including interest payments and the systematic amortization of fees incurred during debt issuance. It serves as a primary indicator of the company's cost of capital and leverage management strategy. High levels relative to revenue may indicate a heavy reliance on external financing or unfavorable borrowing terms.