What is OppFi's stock-based comp?

OppFi (OPFI) reported stock-based comp of $1.67M in Q1 2026.

How has OppFi's stock-based comp changed year-over-year?

OppFi's stock-based comp increased by 32.4% year-over-year, from $1.26M to $1.67M.

What is the long-term trend for OppFi's stock-based comp?

Over 4 years (2021 to 2025), OppFi's stock-based comp has grown at a 34.9% compound annual growth rate (CAGR), from $3.01M to $9.99M.

What does stock-based comp mean?

Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

OppFi OPFI Stock-Based Comp

Stock-Based Comp at other companies

Enova InternationalENVA

$8.71M+9.7%

Upstart Holdings, Inc.UPST

$34.81M+16.7%

Q2 HoldingsQTWO

$20.27M-3.5%

SoFi Technologies, Inc.SOFI

$72.01M+12.9%

Blue Owl CapitalOWL

$195.52M+15.2%

Peoples BancorpPEBO

$1.73M-5.7%

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

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Market cap$799.28M+138%

Enterprise value$710.29M+175%

P/E12.1×-21.8×

P/S2.1×+1.2×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's stock-based comp?: OppFi (OPFI) reported stock-based comp of $1.67M in Q1 2026.
How has OppFi's stock-based comp changed year-over-year?: OppFi's stock-based comp increased by 32.4% year-over-year, from $1.26M to $1.67M.
What is the long-term trend for OppFi's stock-based comp?: Over 4 years (2021 to 2025), OppFi's stock-based comp has grown at a 34.9% compound annual growth rate (CAGR), from $3.01M to $9.99M.
What does stock-based comp mean?: Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.