What is OppFi's total liabilities?

OppFi (OPFI) reported total liabilities of $377.01M in Q1 2026.

How has OppFi's total liabilities changed year-over-year?

OppFi's total liabilities decreased by 6.5% year-over-year, from $403.31M to $377.01M.

What is the long-term trend for OppFi's total liabilities?

Over 5 years (2020 to 2025), OppFi's total liabilities has grown at a 19.0% compound annual growth rate (CAGR), from $186.51M to $445.21M.

What does total liabilities mean?

The sum of all current and non-current obligations — everything the company owes to creditors, employees, governments, and other stakeholders.

OppFi OPFI Total Liabilities

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Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

See full

Market cap$799.28M+138%

Enterprise value$710.29M+175%

P/E12.1×-21.8×

P/S2.1×+1.2×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:Liabilities.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's total liabilities?: OppFi (OPFI) reported total liabilities of $377.01M in Q1 2026.
How has OppFi's total liabilities changed year-over-year?: OppFi's total liabilities decreased by 6.5% year-over-year, from $403.31M to $377.01M.
What is the long-term trend for OppFi's total liabilities?: Over 5 years (2020 to 2025), OppFi's total liabilities has grown at a 19.0% compound annual growth rate (CAGR), from $186.51M to $445.21M.
What does total liabilities mean?: The sum of all current and non-current obligations — everything the company owes to creditors, employees, governments, and other stakeholders.