Southern First Bancshares SFST Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Total Consumer by Product | ||||||
| Construction | $109.93M+11.1% | $99.59M-22.6% | $95.47M-44.2% | $91.21M-55.2% | $98.93M-57.3% | |
| Home Equitys | $985.82M+21.3% | $946.35M+22.2% | $902.56M+20.0% | $857.95M+16.3% | $812.64M+10.7% | |
| Other | $158.84M-5.1% | $157.16M-12.8% | $158.21M-15.3% | $163.51M-15.0% | $167.45M-16.0% | |
| Real Estate | $4.63B+2.0% | $4.62B+3.0% | $4.6B+3.5% | $4.57B+4.3% | $4.53B+5.3% | |
| Total Commercial by Product | ||||||
| Business | $2.49B+15.0% | $2.38B+11.8% | $2.31B+11.7% | $2.23B+8.8% | $2.17B+6.6% | |
| Construction | $273.48M-43.4% | $294.04M-46.6% | $333.57M-44.2% | $406.31M-29.1% | $482.86M-11.2% | |
| Non Owner Occupied Re | $3.79B+2.8% | $3.77B+1.7% | $3.73B+0.3% | $3.71B— | $3.69B— | |
| Owner Occupied Re | $2.89B+10.7% | $2.8B+9.2% | $2.72B+6.7% | $2.65B+4.4% | $2.61B+3.8% | |
| Notes Receivable Gross by Product | ||||||
| Business | $2.01M— | $2.19M— | $3.02M— | —— | —— | |
| Home Equitys | $2.86M— | $2.43M— | $2.04M— | —— | —— | |
| Non Owner Occupied Re | $22.48M— | $27.72M— | $28.44M— | —— | —— | |
| Real Estate | $17.97M— | $14.6M— | $10.74M— | —— | —— | |
| Total Loan Balances By Payment Amount by Product | ||||||
| Business | $2.49B+15.0% | $2.38B+11.8% | $2.31B+11.7% | $2.23B+8.8% | $2.17B+6.6% | |
| Construction | $273.48M-43.4% | $294.04M-46.6% | $333.57M-44.2% | $406.31M-29.1% | $482.86M-11.2% | |
| Home Equitys | $985.82M+21.3% | $946.35M+22.2% | $902.56M+20.0% | $857.95M+16.3% | $812.64M+10.7% | |
| Non Owner Occupied Re | $3.79B+2.8% | $3.77B+1.7% | $3.73B+0.3% | $3.71B— | $3.69B— | |
| Other | $158.84M-5.1% | $157.16M-12.8% | $158.21M-15.3% | $163.51M-15.0% | $167.45M-16.0% | |
| Owner Occupied Re | $2.89B+10.7% | $2.8B+9.2% | $2.72B+6.7% | $2.65B+4.4% | $2.61B+3.8% | |
| Real Estate | $4.63B+2.0% | $4.62B+3.0% | $4.6B+3.5% | $4.57B+4.3% | $4.53B+5.3% | |
| Inventory Real Estate by Product | ||||||
| Business | $1.91M-45.1% | $2.19M— | $3.02M— | $3.52M— | $3.48M— | |
| Real Estate | $18.5M+146% | $14.6M+148% | $10.74M+159% | $9.24M+249% | $7.52M+389% | |
| Allowance For Loan And Lease Losses Write Offs Net Of Recoveries by Product | ||||||
| Business | -$211K-37.9% | -$166K+64.5% | -$167K-215% | -$196K-136% | -$153K-143% | |
| Home Equitys | $40K-57.9% | $42K-80.0% | $139K+297% | $95K+21.8% | $95K+130% | |
| Other | -$35K-142% | $4K-78.9% | -$25K-517% | $79K— | $83K— | |
| Valuation Allowances And Reserves Recoveries by Product | ||||||
| Business | $76K-52.2% | $125K+11.6% | $117K-71.2% | $160K-53.8% | $159K-54.2% | |
| Home Equitys | $40K-71.4% | $42K-83.5% | $139K+7.8% | $140K+10.2% | $140K+12.0% | |
| Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff by Product | ||||||
| Business | $287K-8.0% | $291K-49.8% | $284K-38.1% | $356K-17.0% | $312K-23.9% | |
| Provision For Loan Lease And Other Losses by Product | ||||||
| Construction | -$262K— | -$261K— | $174K— | —— | —— | |
| Home Equitys | $2.1M— | $362K— | —— | —— | —— | |
| Owner Occupied Re | $1.2M— | $102K— | —— | —— | —— | |
| Financing Receivable Allowance For Credit Losses by Product | ||||||
| Business | $48.96M+46.8% | $46.66M+59.4% | $42.26M+46.2% | $37.41M+26.2% | $33.35M+9.1% | |
| Construction | $2.69M-35.8% | $2.29M-56.0% | $2.62M-55.3% | $3.32M-43.0% | $4.18M-28.1% | |
| Home Equitys | $7.7M-15.6% | $6.79M-34.0% | $7.62M-25.6% | $8.29M-19.5% | $9.12M-11.8% | |
| Non Owner Occupied Re | $26.74M-30.9% | $28.19M-33.7% | $31.64M-27.2% | $35.53M-19.9% | $38.68M-14.8% | |
| Other | $2.04M+17.4% | $2.01M+16.5% | $1.84M+0.8% | $1.81M-3.3% | $1.74M-13.1% | |
| Owner Occupied Re | $14.91M-26.7% | $15.38M-31.7% | $16.95M-26.8% | $18.89M-21.0% | $20.35M-16.4% | |
| Real Estate | $63.73M+21.8% | $62.61M+31.0% | $59.11M+28.2% | $55.48M+25.3% | $52.35M+23.8% | |
| Allowance For Loan And Lease Losses Real Estate by Product | ||||||
| Business | $677K-62.9% | $1.06M— | $1.35M— | $1.64M— | $1.83M— | |
| Real Estate | $18.5M+146% | $14.6M+148% | $10.74M+159% | $9.24M+249% | $7.52M+389% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Southern First Bancshares break its business down?
- Southern First Bancshares (SFST) reports total consumer by product across 4 parts — Construction, Home Equitys, Other and Real Estate. Each is extracted from the segment footnotes and tracked over time.
- Where does Southern First Bancshares's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Southern First Bancshares's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
