What is South Plains Financial, Inc.'s revenue?

South Plains Financial, Inc. (SPFI) generated $216.9M in revenue over the trailing twelve months, up 9.8% year over year.

Is South Plains Financial, Inc. profitable?

South Plains Financial, Inc. reported $60.7M in net income over the trailing twelve months, a 28.0% net margin.

What is South Plains Financial, Inc.'s earnings per share?

South Plains Financial, Inc.'s diluted EPS over the trailing twelve months is $3.56.

Where does South Plains Financial, Inc.'s income statement data come from?

Every line is extracted from South Plains Financial, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

South Plains Financial, Inc. SPFI Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	$167M+13.5%	$147.1M+5.3%	$139.75M+0.9%	$138.48M+13.7%
Net interest income after provision for credit losses	$161.8M+13.3%	$142.8M+5.7%	$135.14M-4.2%	$141.1M+14.1%
Total noninterest income	$44.89M-6.6%	$48.07M-39.3%	$79.23M+4.0%	$76.15M-21.9%
Total interest income	$252M+4.6%	$240.9M+13.6%	$212.03M+31.6%	$161.17M+19.4%
Total revenue	$211.89M+8.6%	$195.17M-10.9%	$218.97M+2.0%	$214.62M-2.1%
Total interest expense (banking)	$79.36M-8.9%	$87.08M+34.0%	$64.99M+282%	$17M+105%
Selling and marketing	$4.02M+6.4%	$3.78M+9.5%	$3.45M-4.5%	$3.61M+12.1%
Compensation and benefits	$76.95M+3.5%	$74.34M-6.3%	$79.38M-8.0%	$86.32M-7.5%
Occupancy and equipment	$16.05M-0.3%	$16.11M0.0%	$16.1M+0.7%	$15.99M+9.8%
Professional fees	$7.31M+11.0%	$6.58M+2.3%	$6.43M-34.0%	$9.74M+44.3%
Advertising	$3.4M+3.0%	$3.3M+13.8%	$2.9M-6.5%	$3.1M+19.2%
Depreciation and amortization	$5.81M-10.7%	$6.51M+1.5%	$6.41M-7.9%	$6.97M+8.2%
Provision for credit losses	$270K+775%	-$40K+88.6%	-$350K-114%	$2.51M+4.4%
Other operating expenses	$17.68M+6.4%	$16.61M-3.5%	$17.21M-1.8%	$17.52M-2.0%
Total noninterest expense	$132.62M+4.0%	$127.58M-5.5%	$134.95M-6.3%	$144.09M-2.7%
Interest expense	$85M-9.4%	$93.8M+29.8%	$72.29M+219%	$22.69M+71.0%
Interest income	$211.2M+4.4%	$202.27M+14.5%	$176.6M+28.0%	$137.95M+14.4%
Other income (expense), net	——	——	——	——
Income before income taxes	$74.07M+17.0%	$63.29M-20.3%	$79.42M+8.6%	$73.15M0.0%
Income tax expense	$15.6M+14.9%	$13.58M-18.6%	$16.67M+11.8%	$14.91M+2.8%
Net income	$58.47M+17.6%	$49.72M-20.8%	$62.75M+7.7%	$58.24M-0.6%
Net margin	27.6%+2.1pp	25.5%-3.2pp	28.7%+1.5pp	27.1%+0.4pp
Diluted earnings per share	$3.43+17.5%	$2.92-19.6%	$3.63+12.4%	$3.23+1.9%
Basic earnings per share	$3.59+18.5%	$3.03-18.5%	$3.72+11.0%	$3.35+2.4%
Weighted-average shares, diluted	67.9M0.0%	68M-2.4%	69.6M-3.7%	72.3M-2.3%
Weighted-average shares, basic	65.2M-0.7%	65.7M-3.1%	67.8M-3.0%	69.9M-3.0%
Accretion (Amortization) of Discounts and Premiums, Investments	-$2.71M+4.6%	-$2.84M+15.9%	-$3.38M+17.0%	-$4.07M+9.8%
APIC, Share-Based Payment Arrangement, Option, Increase for Cost Recognition	——	——	——	——
Advertising costs	$3.4M+3.0%	$3.3M+13.8%	$2.9M-6.5%	$3.1M+19.2%
Amortization of capitalized software and acquired intangible assets	$600K-14.3%	$700K-30.0%	$1M-33.3%	$1.5M-11.8%
Aggregate fair value of available for sale securities sold	——	——	——	——
Bank Card Expenses	——	$5.87M+5.7%	$5.56M+3.4%	$5.38M+7.6%
Bank Card Services And Interchange Fees	$13.91M+2.0%	$13.64M+2.4%	$13.32M+2.9%	$12.95M+5.8%
Bank Owned Life Insurance Income	$1.64M+5.8%	$1.55M+16.5%	$1.33M+11.2%	$1.2M-4.1%
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect	——	——	——	-$251.94M—
Dividends declared (in dollars per share)	$0.62+10.7%	$0.56+7.7%	$0.52+13.0%	$0.46+53.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$71.37M+68.0%	$42.48M-44.2%	$76.18M—	——
Federal	$16.11M+13.5%	$14.18M-12.4%	$16.19M+22.2%	$13.25M+3.2%
Current State And Local Tax Expense Benefit	$520K+18.2%	$440K+15.5%	$381K+26.2%	$302K+37.3%
Federal	-$1.02M+2.5%	-$1.05M-1,160%	$99K-92.7%	$1.36M-6.5%
Deferred taxes	——	——	——	——
Depreciation	$5.1M-3.8%	$5.3M+3.9%	$5.1M0.0%	$5.1M+6.3%
Dividends, Common Stock, Cash	$10.1M+10.3%	$9.15M+4.7%	$8.75M+9.1%	$8.01M+48.8%
Effective tax rates	$0.37-1.9%	$0.38+2.9%	$0.37+79.5%	$0.2+2.7%
Effective Income Tax Rate Reconciliation Earnings From Bank Owned Life Insurance	——	——	——	——
Nontaxable or nondeductible items	——	——	——	——
State income taxes – net of federal income tax benefit	——	——	——	——
Effective Income Tax Rate Reconciliation Tax Exempt Income	——	——	——	——
Fees And Commissions Mortgage Banking And Servicing Net	$1.08M-70.5%	$3.66M—	——	$10.67M+24.9%
Fees And Commissions Servicing	$3.8M-5.0%	$4M-4.8%	$4.2M+2.4%	$4.1M+32.3%
Fiduciary Fees	$2.93M+7.8%	$2.72M+11.8%	$2.43M+1.8%	$2.39M-18.1%
Recoveries	$1.12M+73.4%	$643K-22.9%	$834K-64.0%	$2.32M+168%
% of total class of receivables	0.4%+0.2%	0.2%-0.8%	1%—	——
Foreclosed Assets Additions	$3.57M+85.2%	$1.93M-16.3%	$2.3M+201%	$764K-17.6%
Foreclosed Assets Disposals	$2.25M+2.2%	$2.2M+55.3%	$1.42M-12.9%	$1.63M+30.4%
Foreclosed Assets Operating Expenses Net Of Rental Income	$61K-55.1%	$136K+224%	$42K-35.4%	$65K+14.0%
Foreclosed Assets Valuation Adjustments	-$100K+7.4%	-$108K+23.9%	-$142K—	$0—
Foreclosed Assets Valuation Allowance Sales	$0-100%	$142K—	$0—	$0—
Foreclosed Assets Valuation Allowance Write Down	$100K-7.4%	$108K-23.9%	$142K—	$0—
Foreclosed Real Estate Expense Net Of Income	$163K-39.4%	$269K+46.2%	$184K+151%	-$359K-2,862%
Net gains/(losses) on sales of loans	$9.61M-8.7%	$10.52M-4.6%	$11.03M-46.9%	$20.76M-59.4%
Gains from sale of other real estate classified as OREO	-$2K+92.0%	-$25K—	$0-100%	$424K+864%
Federal taxes	$16.72M+38.1%	$12.1M-36.6%	$19.1M—	——
State taxes	$472K+9.5%	$431K+50.7%	$286K—	——
Income Tax Rate Reconciliation Earnings From Bank Owned Life Insurance	$343K+5.2%	$326K+16.8%	$279K+11.2%	$251K-4.2%
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount	$15.56M+17.0%	$13.29M-20.3%	$16.68M+8.6%	$15.36M0.0%
Nontaxable or Nondeductible items	$499K-23.0%	$648K-4.0%	$675K+65.0%	$409K+45.6%
Effective Income Tax Rate Reconciliation, Other Adjustments, Amount	$198K-37.1%	$315K+137%	$133K+26.7%	$105K+267%
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	$411K+18.1%	$348K+15.6%	$301K+25.9%	$239K+37.4%
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount	$718K+2.4%	$701K-16.1%	$836K-12.3%	$953K-2.6%
Income taxes paid	——	$12.54M-35.3%	$19.39M+40.1%	$13.84M+11.6%
Increase Decrease In Accrued Interest Receivable And Other Assets	——	——	$8.52M—	——
Increase in accrued expenses and other liabilities	——	——	——	——
Increase (Decrease) in Deposits	——	-$5.28M-102%	$219.72M—	——
Add - Incremental shares under stock-based compensation plans (in shares)	$2.07M+18.8%	$1.74M+25.2%	$1.39M-25.2%	$1.86M+22.1%
Data processing and equipment	$4.7M+9.7%	$4.29M+25.7%	$3.41M-9.8%	$3.78M-5.7%
Interest and Dividend Income, Operating	$252M+4.6%	$240.9M+13.6%	$212.03M+31.6%	$161.17M+19.4%
Interest and Fee Income, Loans and Leases	$211.2M+4.4%	$202.27M+14.5%	$176.6M+28.0%	$137.95M+14.4%
Interest Expense, Deposits	$79.36M-8.9%	$87.08M+34.0%	$64.99M+282%	$17M+105%
Floating Rate Capital Debt	$2.91M-13.8%	$3.38M+3.2%	$3.28M+99.8%	$1.64M+86.4%
Interest Expense, Subordinated Notes and Debentures	$2.73M-18.2%	$3.34M-16.9%	$4.02M-0.8%	$4.05M-0.1%
Interest Income (Expense), after Provision for Loan Loss	$161.8M+13.3%	$142.8M+5.7%	$135.14M-4.2%	$141.1M+14.1%
Interest Income (Expense), Operating	$167M+13.5%	$147.1M+5.3%	$139.75M+0.9%	$138.48M+13.7%
Interest Income Federal Funds Sold And Deposits With Financial Institutions	$18.85M+31.6%	$14.32M+43.6%	$9.97M+171%	$3.68M+792%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$86.09M-7.2%	$92.75M+32.4%	$70.07M+222%	$21.77M+61.6%
Investment Banking Advisory Brokerage And Underwriting Fees And Commissions	$1.7M-0.2%	$1.7M+0.4%	$1.7M-7.0%	$1.83M-5.6%
Loans And Leases Receivable Related Parties Charge Off	$0—	$0—	$0—	$0—
Marketing	$4.02M+6.4%	$3.78M+9.5%	$3.45M-4.5%	$3.61M+12.1%
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	——	-$16.53M-108%	$195.32M—	——
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$68.23M-390%	-$13.93M+90.3%	-$143.38M+64.9%	-$408.86M—
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$77.49M+30.5%	$59.38M+1.4%	$58.54M-52.6%	$123.59M+28.4%
Noninterest Expense	$132.62M+4.0%	$127.58M-5.5%	$134.95M-6.3%	$144.09M-2.7%
Number of operating segments	1.8+75.0%	1-50.0%	20.0%	2—
Number Of Points On A Grading Scale For Loans	22.8—	——	——	——
Number Of Securities Held By Issuer In Amount Greater Than Ten Percent Of Stockholders Equity	0—	0—	0—	0—
Other comprehensive income/(loss) before reclassifications	$12.9M+244%	-$8.95M-183%	$10.74M+114%	-$78.81M-932%
Other comprehensive income (loss)	——	——	——	——
Other comprehensive income/(loss)	$12.9M+244%	-$8.95M-167%	$13.43M—	——
Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Investment Transferred From Available For Sale To Equity Method Before Tax	$5.41M—	——	$3.69M+124%	-$15.68M-170%
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent	$3.43M+244%	-$2.38M-167%	$3.57M—	——
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	$21.74M+324%	-$9.71M-156%	$17.28M—	——
Other Gain Loss Net	$284K—	——	$275K+65.7%	$166K-77.2%
Payments For Capital Improvements To Foreclosed Assets	$131K—	$0—	$0—	——
Payments For Origination Of Mortgage Loans Held For Sale	$269.35M-8.0%	$292.64M-26.2%	$396.41M-33.8%	$598.5M-58.4%
Payments For Proceeds From Loans And Leases	——	——	$270.2M-13.2%	$311.46M+42.6%
Payments for Repurchase of Common Stock	——	$1.34M-92.5%	$17.76M-21.7%	$22.7M+146%
Payments of Ordinary Dividends, Common Stock	$10.1M+10.3%	$9.15M+4.7%	$8.75M+9.1%	$8.01M+48.8%
Payment, Tax Withholding, Share-Based Payment Arrangement	$933K—	——	$732K-37.3%	$1.17M—
Payments to Acquire Debt Securities, Available-for-Sale	$420.94M—	——	$199.9M—	——
Payments to Acquire Property, Plant, and Equipment	$5.66M+68.8%	$3.35M-28.4%	$4.68M+4.8%	$4.47M+53.0%
Proceeds from Issuance of Common Stock	——	$0—	$0—	——
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$449.81M+33.1%	$337.94M+40.7%	$240.11M+196%	$81.25M-32.5%
Proceeds From Sale Of Foreclosed Assets	$2.25M+3.3%	$2.18M+53.6%	$1.42M-30.9%	$2.05M+57.5%
Proceeds From Sale Of Loans Held For Sale	$288.42M-2.6%	$296.16M-31.8%	$434.48M-34.4%	$662.29M-56.3%
Dispositions of property, plant, and equipment	$2.26M+494%	$380K-60.7%	$968K+102%	$480K-67.1%
Provision For Credit Losses On Loans Excluding Off Balance Sheet Credit Exposures	$4.93M+13.5%	$4.34M-12.5%	$4.96M+273%	-$2.87M-49.5%
Provision For Foreclosed Asset Losses	——	——	——	——
Total provisions for credit losses	$5.2M+20.8%	$4.3M-6.7%	$4.61M+261%	-$2.87M-49.5%
Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent	$0—	$0+100%	-$2.69M—	$0—
Service Charges On Deposit Accounts	$8.82M+9.9%	$8.03M+12.6%	$7.13M+4.4%	$6.83M-1.9%
Servicing Asset At Fair Value Changes In Valuation	-$3.33M—	——	——	——
Weighted average constant prepayment rate	——	——	——	——
Discount rate	——	——	——	——
Stock-based compensation	$2.62M+13.2%	$2.32M+7.5%	$2.16M-21.6%	$2.75M+68.0%
Stock issued for employee stock purchase plan	——	——	——	——
Shares Issued, Value, Share-Based Payment Arrangement, after Forfeiture	-$933K-22.9%	-$759K-3.7%	-$732K+37.3%	-$1.17M-86.9%
Purchase price	——	$1.34M-92.5%	$17.76M-21.7%	$22.7M+146%

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Questions, answered.

What is South Plains Financial, Inc.'s revenue?: South Plains Financial, Inc. (SPFI) generated $216.9M in revenue over the trailing twelve months, up 9.8% year over year.
Is South Plains Financial, Inc. profitable?: South Plains Financial, Inc. reported $60.7M in net income over the trailing twelve months, a 28.0% net margin.
What is South Plains Financial, Inc.'s earnings per share?: South Plains Financial, Inc.'s diluted EPS over the trailing twelve months is $3.56.
Where does South Plains Financial, Inc.'s income statement data come from?: Every line is extracted from South Plains Financial, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.