Skip to content

Upstart Holdings, Inc. UPST Debt - Unamortized Discount (Premium) and Issuance Costs, Net

Debt - Unamortized Discount (Premium) and Issuance Costs, Net at other companies

Blue Owl Technology Finance Corp. logo
Blue Owl Technology Finance Corp.OTF
$86.2M-8.0%
nCino, Inc. logo
nCino, Inc.NCNO
$690K-46.9%
Marathon Digital Holdings logo
Marathon Digital HoldingsMARA
$31.03M-89.7%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
Gen Digital Inc. logo
Gen Digital Inc.GEN

Other financials

Income statement

See full
Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

See full
Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

See full
Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

See full
Market cap$3.12B-43.6%

Profitability

See full
Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

See full
Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DebtInstrumentUnamortizedDiscount.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Upstart Holdings, Inc.'s debt - unamortized discount (premium) and issuance costs, net.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Upstart Holdings, Inc.'s debt - unamortized discount (premium) and issuance costs, net?
Upstart Holdings, Inc. (UPST) reported debt - unamortized discount (premium) and issuance costs, net of $30.1M in Q1 2026.
How has Upstart Holdings, Inc.'s debt - unamortized discount (premium) and issuance costs, net changed year-over-year?
Upstart Holdings, Inc.'s debt - unamortized discount (premium) and issuance costs, net increased by 33.8% year-over-year, from $22.49M to $30.1M.
What is the long-term trend for Upstart Holdings, Inc.'s debt - unamortized discount (premium) and issuance costs, net?
Over 5 years (2020 to 2025), Upstart Holdings, Inc.'s debt - unamortized discount (premium) and issuance costs, net has grown at a 256.4% compound annual growth rate (CAGR), from $55K to $31.63M.
What does debt - unamortized discount (premium) and issuance costs, net mean?
This represents the net adjustment to the face value of debt, accounting for original issue discounts, premiums, and capitalized debt issuance costs. These amounts are amortized over the life of the debt instrument to reflect the effective interest rate. It is essential for reconciling the carrying value of debt to its face value.