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Upstart Holdings, Inc. UPST Repayment To Investors

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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:RepaymentToInvestors.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s repayment to investors?
Upstart Holdings, Inc. (UPST) reported repayment to investors of -$17.86M in Q1 2026.
How has Upstart Holdings, Inc.'s repayment to investors changed year-over-year?
Upstart Holdings, Inc.'s repayment to investors increased by 22.1% year-over-year, from -$22.94M to -$17.86M.
What is the long-term trend for Upstart Holdings, Inc.'s repayment to investors?
Over 2 years (2022 to 2025), Upstart Holdings, Inc.'s repayment to investors has grown at a 68.0% compound annual growth rate (CAGR), from $16.82M to -$47.49M.
What does repayment to investors mean?
Represents cash outflows made to satisfy obligations to investors in securitization vehicles or other structured finance arrangements. This metric reflects the company's commitment to returning capital or servicing debt related to off-balance sheet or consolidated financing structures.