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Upstart Holdings, Inc. UPST Sales of notes receivable originally classified as held for investment

Sales of notes receivable originally classified as held for investment at other companies

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$254M+4,980%

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromSaleOfLoansHeldForInvestment.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s sales of notes receivable originally classified as held for investment?
Upstart Holdings, Inc. (UPST) reported sales of notes receivable originally classified as held for investment of $313.07M in Q1 2026.
How has Upstart Holdings, Inc.'s sales of notes receivable originally classified as held for investment changed year-over-year?
Upstart Holdings, Inc.'s sales of notes receivable originally classified as held for investment increased by 18908.4% year-over-year, from $1.65M to $313.07M.
What is the long-term trend for Upstart Holdings, Inc.'s sales of notes receivable originally classified as held for investment?
Over 3 years (2021 to 2025), Upstart Holdings, Inc.'s sales of notes receivable originally classified as held for investment has grown at a 97.5% compound annual growth rate (CAGR), from $51.4M to $395.73M.
What does sales of notes receivable originally classified as held for investment mean?
Represents the cash inflows from the sale of loans that were originally classified as held for investment. This metric indicates the company's ability to exit long-term credit positions and convert them into cash to support ongoing operations or new investments.