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Upstart Holdings, Inc. UPST Beneficial interest assets (at fair value)

Beneficial interest assets (at fair value) at other companies

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$4.13M+174%
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$517K-10.7%
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$4.47M
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$10.26M
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$8.42B-4.5%

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:BeneficialInterestAsset.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s beneficial interest assets (at fair value)?
Upstart Holdings, Inc. (UPST) reported beneficial interest assets (at fair value) of $474.8M in Q1 2026.
How has Upstart Holdings, Inc.'s beneficial interest assets (at fair value) changed year-over-year?
Upstart Holdings, Inc.'s beneficial interest assets (at fair value) increased by 119.2% year-over-year, from $216.58M to $474.8M.
What does beneficial interest assets (at fair value) mean?
This represents the residual interest held by the company in securitized financial assets after the transfer of loans to third-party investors. It reflects the fair value of the expected future cash flows from these assets, net of obligations, and serves as a key indicator of the company's retained economic exposure to its securitization activities.