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Upstart Holdings, Inc. UPST Payable to securitization note holders (at fair value)

Payable to securitization note holders (at fair value) at other companies

UMH
UMH PropertiesUMH
$1.6M-11.1%
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Rithm CapitalRITM
$4.93B+16.6%
EFC
Ellington Financial Inc.EFC
$3.13B+62.2%
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Park NationalPRK
$15M-92.1%
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Rithm CapitalRITM
$0
Chimera Investment Corp. logo
Chimera Investment Corp.CIM
$5.78B

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:PayableToSecuritizationNoteHoldersAtFairValue.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s payable to securitization note holders (at fair value)?
Upstart Holdings, Inc. (UPST) reported payable to securitization note holders (at fair value) of $39.19M in Q1 2026.
How has Upstart Holdings, Inc.'s payable to securitization note holders (at fair value) changed year-over-year?
Upstart Holdings, Inc.'s payable to securitization note holders (at fair value) decreased by 48.4% year-over-year, from $75.9M to $39.19M.
What does payable to securitization note holders (at fair value) mean?
This reflects the fair value of debt obligations issued to investors in connection with securitization transactions, where the underlying assets are loans originated by the company. It serves as a measure of the company's reliance on structured finance markets to fund its lending operations and manage long-term liquidity.