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Upstart Holdings, Inc. UPST Gain (Loss) On Loan Servicing Rights And Sale Of Noncontrolling Interests, Net

Gain (Loss) On Loan Servicing Rights And Sale Of Noncontrolling Interests, Net at other companies

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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:GainLossOnLoanServicingRightsAndSaleOfNoncontrollingInterestsNet.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s gain (loss) on loan servicing rights and sale of noncontrolling interests, net?
Upstart Holdings, Inc. (UPST) reported gain (loss) on loan servicing rights and sale of noncontrolling interests, net of $7.47M in Q1 2026.
How has Upstart Holdings, Inc.'s gain (loss) on loan servicing rights and sale of noncontrolling interests, net changed year-over-year?
Upstart Holdings, Inc.'s gain (loss) on loan servicing rights and sale of noncontrolling interests, net increased by 51.1% year-over-year, from $4.95M to $7.47M.
What is the long-term trend for Upstart Holdings, Inc.'s gain (loss) on loan servicing rights and sale of noncontrolling interests, net?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s gain (loss) on loan servicing rights and sale of noncontrolling interests, net has grown at a 41.9% compound annual growth rate (CAGR), from $6.92M to $28M.
What does gain (loss) on loan servicing rights and sale of noncontrolling interests, net mean?
Captures the net realized gains or losses resulting from the sale of loan servicing rights and noncontrolling interests in financial assets. This metric highlights the profitability of the company's secondary market activities and its ability to monetize loan-related assets. It is a primary indicator of the effectiveness of the company's asset-light business model.