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Upstart Holdings, Inc. UPST Payments On Beneficial Interest Assets, Operating Activities

Payments On Beneficial Interest Assets, Operating Activities at other companies

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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:PaymentsOnBeneficialInterestAssetsOperatingActivities.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s payments on beneficial interest assets, operating activities?
Upstart Holdings, Inc. (UPST) reported payments on beneficial interest assets, operating activities of $1.5M in Q1 2026.
How has Upstart Holdings, Inc.'s payments on beneficial interest assets, operating activities changed year-over-year?
Upstart Holdings, Inc.'s payments on beneficial interest assets, operating activities increased by 209.3% year-over-year, from $485K to $1.5M.
What does payments on beneficial interest assets, operating activities mean?
Reflects cash outflows associated with the maintenance or settlement of beneficial interest assets held by the company. These payments are typically linked to the operational costs of managing retained interests in securitized assets.