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Upstart Holdings, Inc. UPST Payments On Beneficial Interest Liabilities

Payments On Beneficial Interest Liabilities at other companies

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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:PaymentsOnBeneficialInterestLiabilities.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s payments on beneficial interest liabilities?
Upstart Holdings, Inc. (UPST) reported payments on beneficial interest liabilities of -$1.08M in Q1 2026.
How has Upstart Holdings, Inc.'s payments on beneficial interest liabilities changed year-over-year?
Upstart Holdings, Inc.'s payments on beneficial interest liabilities decreased by 118.0% year-over-year, from $5.99M to -$1.08M.
What does payments on beneficial interest liabilities mean?
Represents cash outflows related to the servicing or distribution of payments to holders of beneficial interests in securitized loan structures. These payments reflect the cost of financing or the distribution of returns to investors in the company's securitization vehicles.