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Upstart Holdings, Inc. UPST Proceeds from beneficial interest assets (derivatives)

Proceeds from beneficial interest assets (derivatives) at other companies

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$17M+6.3%
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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:ProceedsFromBeneficialInterestAssetsOperatingActivities.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s proceeds from beneficial interest assets (derivatives)?
Upstart Holdings, Inc. (UPST) reported proceeds from beneficial interest assets (derivatives) of $3.15M in Q1 2026.
How has Upstart Holdings, Inc.'s proceeds from beneficial interest assets (derivatives) changed year-over-year?
Upstart Holdings, Inc.'s proceeds from beneficial interest assets (derivatives) increased by 331.5% year-over-year, from $731K to $3.15M.
What does proceeds from beneficial interest assets (derivatives) mean?
Includes cash inflows derived from derivative instruments or other beneficial interests retained by the company in connection with loan sales or securitizations. This metric measures the ongoing cash yield generated from retained interests in previously sold loan portfolios.