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Upstart Holdings, Inc. UPST Issuance of line of credit receivable

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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:IssuanceOfLineOfCreditReceivable.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s issuance of line of credit receivable?
Upstart Holdings, Inc. (UPST) reported issuance of line of credit receivable of $539K in Q1 2026.
How has Upstart Holdings, Inc.'s issuance of line of credit receivable changed year-over-year?
Upstart Holdings, Inc.'s issuance of line of credit receivable decreased by 97.8% year-over-year, from $24.86M to $539K.
What does issuance of line of credit receivable mean?
Represents the cash outflow associated with extending new credit or funding draws on lines of credit provided to customers. This metric tracks the growth of the company's credit asset portfolio and its deployment of capital into lending activities.