Skip to content

Upstart Holdings, Inc. UPST Debt Issuance Costs

Debt Issuance Costs at other companies

Enova International logo
Enova InternationalENVA
$1.25M-68.8%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$250K-16.7%
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
$20.18M+2.5%
Blue Owl Technology Finance Corp. logo
Blue Owl Technology Finance Corp.OTF
$10.08M-20.3%
TransUnion logo
TransUnionTRU
$700K
OPENLANE, Inc logo
OPENLANE, IncOPLN
$0-100%

Other financials

Income statement

See full
Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

See full
Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

See full
Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

See full
Market cap$3.12B-43.6%

Profitability

See full
Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

See full
Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsOfDebtIssuanceCosts.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Upstart Holdings, Inc.'s debt issuance costs.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Upstart Holdings, Inc.'s debt issuance costs?
Upstart Holdings, Inc. (UPST) reported debt issuance costs of $0 in Q1 2026.
How has Upstart Holdings, Inc.'s debt issuance costs changed year-over-year?
Upstart Holdings, Inc.'s debt issuance costs decreased by 100.0% year-over-year, from $443K to $0.
What is the long-term trend for Upstart Holdings, Inc.'s debt issuance costs?
Over 2 years (2021 to 2025), Upstart Holdings, Inc.'s debt issuance costs has grown at a -55.2% compound annual growth rate (CAGR), from $15.73M to $3.15M.
What does debt issuance costs mean?
Cash paid for fees, legal costs, and underwriting discounts associated with issuing new debt.