Capital One Financial COF Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Commercial Banking | $909M-2.3% | $930M+2.9% | $904M-3.5% | $937M+6.0% | $884M-7.2% | |
| Consumer Banking | $2.91B-0.2% | $2.92B+3.1% | $2.83B+10.8% | $2.56B+20.2% | $2.13B-0.7% | |
| Credit Card | $11.39B-2.6% | $11.69B+0.7% | $11.61B+27.6% | $9.1B+26.9% | $7.17B-2.7% | |
| Revenue (reduction) from other sources by Business | ||||||
| Commercial Banking | $230M-3.8% | $239M+30.6% | $183M-17.9% | $223M+9.9% | $203M+3.6% | |
| Consumer Banking | $1M-87.5% | $8M-27.3% | $11M-26.7% | $15M+1,600% | -$1M-133% | |
| Credit Card | $526M+4.6% | $503M-4.6% | $527M+17.1% | $450M+42.9% | $315M-3.1% | |
| Income (loss) from continuing operations, net of tax by Business | ||||||
| Commercial Banking | $206M-27.0% | $282M-1.4% | $286M+2.1% | $280M+43.6% | $195M-49.7% | |
| Consumer Banking | $298M+76.3% | $169M-59.8% | $420M-6.7% | $450M+142% | $186M-9.3% | |
| Credit Card | $1.87B+31.3% | $1.42B-51.3% | $2.92B+159% | -$4.92B-503% | $1.22B+40.8% | |
| Noninterest Income by Business | ||||||
| Commercial Banking | $328M-7.9% | $356M+11.9% | $318M-5.1% | $335M+7.4% | $312M-14.8% | |
| Consumer Banking | $683M+9.6% | $623M+31.2% | $475M+20.6% | $394M+115% | $183M+0.5% | |
| Credit Card | $2.15B-2.8% | $2.21B+0.1% | $2.21B+22.7% | $1.8B+19.3% | $1.51B-4.7% | |
| Income (loss) from continuing operations before income taxes by Business | ||||||
| Commercial Banking | $273M-26.4% | $371M-1.1% | $375M+2.2% | $367M+43.4% | $256M-49.5% | |
| Consumer Banking | $395M+78.7% | $221M-59.9% | $551M-6.8% | $591M+142% | $244M-9.0% | |
| Credit Card | $2.48B+32.6% | $1.87B-51.3% | $3.83B+159% | -$6.45B-503% | $1.6B+41.2% | |
| Net interest income (loss) by Business | ||||||
| Commercial Banking | $581M+1.2% | $574M-2.0% | $586M-2.7% | $602M+5.2% | $572M-2.6% | |
| Consumer Banking | $2.23B-2.9% | $2.3B-2.6% | $2.36B+9.0% | $2.16B+11.3% | $1.94B-0.8% | |
| Credit Card | $9.24B-2.6% | $9.48B+0.9% | $9.4B+28.8% | $7.29B+29.0% | $5.65B-2.2% | |
| Income tax provision by Business | ||||||
| Commercial Banking | $67M-24.7% | $89M0.0% | $89M+2.3% | $87M+42.6% | $61M-48.7% | |
| Consumer Banking | $97M+86.5% | $52M-60.3% | $131M-7.1% | $141M+143% | $58M-7.9% | |
| Credit Card | $608M+36.6% | $445M-51.3% | $914M+160% | -$1.53B-501% | $382M+42.5% | |
| Non-interest expense by Business | ||||||
| Commercial Banking | $498M-1.2% | $504M-3.1% | $520M+6.3% | $489M+0.6% | $486M-6.2% | |
| Consumer Banking | $2B-12.7% | $2.29B+17.9% | $1.94B+13.3% | $1.71B+8.3% | $1.58B+2.3% | |
| Credit Card | $5.5B-10.5% | $6.15B+13.6% | $5.41B+21.6% | $4.45B+22.2% | $3.64B-5.4% | |
| Financing Receivable, before Allowance for Credit Loss by Business | ||||||
| Commercial Banking | $90.32B+1.2% | $89.26B+0.4% | $88.89B+0.6% | $88.36B+1.0% | $87.51B+0.4% | |
| Consumer Banking | $86.87B+2.5% | $84.79B+1.9% | $83.23B+2.5% | $81.23B+3.0% | $78.9B+1.0% | |
| Credit Card | $270.56B-3.2% | $279.57B+3.1% | $271.04B+0.5% | $269.71B+71.6% | $157.19B-3.3% | |
| Financing Receivable, Credit Loss, Expense (Reversal) by Business | ||||||
| Commercial Banking | $138M+151% | $55M+511% | $9M-88.9% | $81M-43.0% | $142M— | |
| Consumer Banking | $519M+26.9% | $409M+20.3% | $340M+34.9% | $252M-16.3% | $301M-8.2% | |
| Credit Card | $3.41B-7.3% | $3.68B+55.6% | $2.36B-78.7% | $11.1B+476% | $1.93B-19.2% | |
| Goodwill, Other Increase (Decrease) by Business | ||||||
| Commercial Banking | $0— | $0— | $0— | $0— | $0— | |
| Consumer Banking | $0— | $0— | $0— | $0— | $0— | |
| Credit Card | -$7M— | —— | —— | $23M+109% | $11M+146% | |
| Deposits by Business | ||||||
| Commercial Banking | $31.01B-0.8% | $31.25B+4.4% | $29.92B+2.3% | $29.25B-2.5% | $29.98B-5.4% | |
| Consumer Banking | $438.03B+3.3% | $423.93B+1.7% | $416.77B+0.7% | $414.04B+27.4% | $324.92B+2.1% | |
| Credit Card | $0— | $0— | $0— | $0— | $0— | |
| Goodwill by Business | ||||||
| Commercial Banking | $5.05B0.0% | $5.05B0.0% | $5.05B0.0% | $5.05B0.0% | $5.05B0.0% | |
| Consumer Banking | $11.54B0.0% | $11.54B-1.1% | $11.67B+69.1% | $6.9B+48.5% | $4.65B0.0% | |
| Credit Card | $11.91B-0.1% | $11.92B-1.9% | $12.14B+86.8% | $6.5B+21.0% | $5.37B+0.2% | |
| Revenue from Contract with Customer, Excluding Assessed Tax by Product | ||||||
| Interchange fees, net | $1.96B+1.8% | $1.93B+6.5% | $1.81B+22.6% | $1.48B+20.9% | $1.22B-2.9% | |
| Other | $197M-16.9% | $237M+32.4% | $179M-3.2% | $185M+14.9% | $161M-17.4% | |
| Service charges and other customer-related fees | $249M-10.8% | $279M-4.5% | $292M+61.3% | $181M+72.4% | $105M-32.3% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Capital One Financial break its business down?
- Capital One Financial (COF) reports revenue by business across 3 parts — Commercial Banking, Consumer Banking and Credit Card. Each is extracted from the segment footnotes and tracked over time.
- Where does Capital One Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Capital One Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
