Capital One Financial COF Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Revenue by Business | |||||
| Commercial Banking | $3.66B+1.5% | $3.6B+2.3% | $3.52B-1.9% | $3.59B+8.8% | |
| Consumer Banking | $10.43B+19.7% | $8.72B-6.3% | $9.3B-1.4% | $9.43B+4.8% | |
| Credit Card | $39.56B+40.5% | $28.16B+9.7% | $25.67B+14.8% | $22.36B+18.4% | |
| Revenue (reduction) from other sources by Business | |||||
| Commercial Banking | $848M+18.8% | $714M+8.5% | $658M-14.3% | $768M+1.1% | |
| Consumer Banking | $33M+6.5% | $31M-8.8% | $34M— | —— | |
| Credit Card | $1.8B+35.7% | $1.32B+10.8% | $1.19B-0.3% | $1.2B+29.4% | |
| Income (loss) from continuing operations, net of tax by Business | |||||
| Commercial Banking | $1.04B-13.7% | $1.21B+75.0% | $691M-18.0% | $843M-45.0% | |
| Consumer Banking | $1.23B-16.1% | $1.46B-35.3% | $2.26B+0.4% | $2.25B-38.8% | |
| Credit Card | $645M-80.4% | $3.29B-4.8% | $3.46B-29.8% | $4.93B-36.5% | |
| Noninterest Income by Business | |||||
| Commercial Banking | $1.32B+9.2% | $1.21B+20.8% | $1B-11.2% | $1.13B-1.7% | |
| Consumer Banking | $1.68B+141% | $695M+18.0% | $589M+25.6% | $469M-15.3% | |
| Credit Card | $7.74B+27.4% | $6.08B+2.3% | $5.94B+2.9% | $5.77B+20.1% | |
| Income (loss) from continuing operations before income taxes by Business | |||||
| Commercial Banking | $1.37B-13.5% | $1.58B+75.0% | $904M-18.2% | $1.11B-44.9% | |
| Consumer Banking | $1.61B-15.9% | $1.91B-35.3% | $2.96B+0.2% | $2.95B-38.7% | |
| Credit Card | $853M-80.2% | $4.32B-4.7% | $4.53B-29.9% | $6.46B-36.4% | |
| Net interest income (loss) by Business | |||||
| Commercial Banking | $2.33B-2.4% | $2.39B-5.0% | $2.52B+2.3% | $2.46B+14.3% | |
| Consumer Banking | $8.76B+9.2% | $8.02B-7.9% | $8.71B-2.8% | $8.97B+6.1% | |
| Credit Card | $31.82B+44.1% | $22.09B+12.0% | $19.73B+19.0% | $16.58B+17.8% | |
| Income tax provision by Business | |||||
| Commercial Banking | $326M-12.6% | $373M+75.1% | $213M-18.7% | $262M-44.6% | |
| Consumer Banking | $382M-15.3% | $451M-35.3% | $697M-0.3% | $699M-38.5% | |
| Credit Card | $208M-79.7% | $1.02B-4.4% | $1.07B-30.3% | $1.54B-36.1% | |
| Non-interest expense by Business | |||||
| Commercial Banking | $2B-0.6% | $2.01B0.0% | $2.01B-2.9% | $2.07B+14.0% | |
| Consumer Banking | $7.52B+40.1% | $5.37B+3.7% | $5.18B-2.5% | $5.31B+12.8% | |
| Credit Card | $19.64B+44.7% | $13.58B+8.7% | $12.49B+7.4% | $11.63B+20.9% | |
| Financing Receivable, before Allowance for Credit Loss by Business | |||||
| Commercial Banking | $354.02B+0.5% | $352.1B-4.0% | $366.74B-1.1% | $370.65B+18.9% | |
| Consumer Banking | $328.15B+7.4% | $305.61B-0.7% | $307.71B-4.7% | $322.99B+7.8% | |
| Credit Card | $977.51B+56.7% | $623.65B+7.3% | $580.96B+16.3% | $499.49B+18.9% | |
| Financing Receivable, Credit Loss, Expense (Reversal) by Business | |||||
| Commercial Banking | $287M— | —— | $605M+45.8% | $415M+180% | |
| Consumer Banking | $1.3B-9.3% | $1.44B+22.8% | $1.17B-0.3% | $1.17B+324% | |
| Credit Card | $19.07B+85.6% | $10.27B+18.7% | $8.65B+103% | $4.27B— | |
| Goodwill, Other Increase (Decrease) by Business | |||||
| Commercial Banking | $0— | $0— | $0— | —— | |
| Consumer Banking | $0— | $0— | $0— | $0— | |
| Deposits by Business | |||||
| Commercial Banking | $120.4B-1.8% | $122.58B-14.8% | $143.92B-13.3% | $165.94B-3.9% | |
| Consumer Banking | $1.58T+28.0% | $1.23T+6.0% | $1.16T+11.8% | $1.04T+2.7% | |
| Credit Card | $0— | $0— | $0— | $0— | |
| Goodwill by Business | |||||
| Commercial Banking | $20.22B0.0% | $20.22B0.0% | $20.22B0.0% | $20.22B+2.0% | |
| Consumer Banking | $34.75B+87.0% | $18.58B0.0% | $18.58B0.0% | $18.58B0.0% | |
| Credit Card | $35.93B+67.3% | $21.47B+1.5% | $21.16B+4.1% | $20.31B-0.2% | |
| Revenue from Contract with Customer, Excluding Assessed Tax by Product | |||||
| Interchange fees, net | $6.44B+32.0% | $4.88B+1.9% | $4.79B+4.1% | $4.61B+19.3% | |
| Other | $762M+29.4% | $589M+7.9% | $546M+12.8% | $484M+4.5% | |
| Service charges and other customer-related fees | $857M+93.0% | $444M+45.1% | $306M-6.4% | $327M-28.4% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Capital One Financial break its business down?
- Capital One Financial (COF) reports revenue by business across 3 parts — Commercial Banking, Consumer Banking and Credit Card. Each is extracted from the segment footnotes and tracked over time.
- Where does Capital One Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Capital One Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
