Capital One Financial COF Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Commercial Banking | $3.68B+2.1% | $3.66B+1.5% | $3.68B+4.8% | $3.66B+3.7% | $3.61B+1.8% | |
| Consumer Banking | $11.22B+29.3% | $10.43B+19.7% | $9.66B+11.1% | $9.03B+3.2% | $8.67B-3.4% | |
| Credit Card | $43.78B+53.2% | $39.56B+40.5% | $35.23B+27.7% | $30.88B+14.5% | $28.58B+8.3% | |
| Revenue (reduction) from other sources by Business | ||||||
| Commercial Banking | $875M+18.4% | $848M+18.8% | $805M+19.8% | $793M+16.4% | $739M+6.2% | |
| Consumer Banking | $35M+106% | $33M+6.5% | $28M-36.4% | $27M-22.9% | $17M-55.3% | |
| Credit Card | $2.01B+54.0% | $1.8B+35.7% | $1.62B+22.0% | $1.45B+15.1% | $1.3B+4.6% | |
| Income (loss) from continuing operations, net of tax by Business | ||||||
| Commercial Banking | $1.05B-6.2% | $1.04B-13.7% | $1.15B+10.1% | $1.13B+13.2% | $1.12B+22.6% | |
| Consumer Banking | $1.34B+5.7% | $1.23B-16.1% | $1.26B-14.6% | $1.24B-26.2% | $1.27B-34.2% | |
| Credit Card | $1.3B-63.5% | $645M-80.4% | $88M-97.3% | -$1.46B-147% | $3.55B-8.2% | |
| Noninterest Income by Business | ||||||
| Commercial Banking | $1.34B+7.7% | $1.32B+9.2% | $1.33B+22.2% | $1.31B+20.3% | $1.24B+15.9% | |
| Consumer Banking | $2.18B+203% | $1.68B+141% | $1.23B+82.5% | $941M+48.0% | $719M+17.3% | |
| Credit Card | $8.38B+37.1% | $7.74B+27.4% | $7.11B+17.4% | $6.41B+5.7% | $6.11B+1.0% | |
| Income (loss) from continuing operations before income taxes by Business | ||||||
| Commercial Banking | $1.39B-5.8% | $1.37B-13.5% | $1.51B+10.2% | $1.48B+13.3% | $1.47B+22.6% | |
| Consumer Banking | $1.76B+6.1% | $1.61B-15.9% | $1.65B-14.4% | $1.63B-26.0% | $1.66B-34.1% | |
| Credit Card | $1.73B-62.9% | $853M-80.2% | $119M-97.2% | -$1.91B-147% | $4.66B-8.1% | |
| Net interest income (loss) by Business | ||||||
| Commercial Banking | $2.34B-0.9% | $2.33B-2.4% | $2.35B-3.1% | $2.36B-3.6% | $2.36B-4.3% | |
| Consumer Banking | $9.04B+13.7% | $8.76B+9.2% | $8.42B+5.1% | $8.09B-0.3% | $7.96B-4.9% | |
| Credit Card | $35.4B+57.6% | $31.82B+44.1% | $28.12B+30.6% | $24.47B+17.0% | $22.47B+10.5% | |
| Income tax provision by Business | ||||||
| Commercial Banking | $332M-4.3% | $326M-12.6% | $356M+10.6% | $349M+13.7% | $347M+22.6% | |
| Consumer Banking | $421M+7.4% | $382M-15.3% | $393M-13.8% | $387M-25.6% | $392M-33.9% | |
| Credit Card | $434M-60.8% | $208M-79.7% | $31M-96.9% | -$456M-147% | $1.11B-7.6% | |
| Non-interest expense by Business | ||||||
| Commercial Banking | $2.01B+1.5% | $2B-0.6% | $2.01B+1.7% | $1.99B-0.5% | $1.98B-0.7% | |
| Consumer Banking | $7.94B+39.1% | $7.52B+40.1% | $6.78B+29.7% | $6.17B+19.6% | $5.71B+11.0% | |
| Credit Card | $21.5B+53.8% | $19.64B+44.7% | $17.34B+31.9% | $15.3B+19.6% | $13.99B+10.3% | |
| Financing Receivable, before Allowance for Credit Loss by Business | ||||||
| Commercial Banking | $356.83B+1.9% | $354.02B+0.5% | $351.94B-1.0% | $349.88B-2.7% | $350.15B-3.4% | |
| Consumer Banking | $336.13B+8.6% | $328.15B+7.4% | $321.45B+6.1% | $314.98B+3.9% | $309.41B+1.6% | |
| Credit Card | $1.09T+73.1% | $977.51B+56.7% | $860.44B+39.8% | $746.06B+23.1% | $630.24B+6.0% | |
| Financing Receivable, Credit Loss, Expense (Reversal) by Business | ||||||
| Commercial Banking | $283M— | $287M— | —— | —— | —— | |
| Consumer Banking | $1.52B+16.0% | $1.3B-9.3% | $1.22B-20.1% | $1.23B-11.4% | $1.31B-0.8% | |
| Credit Card | $20.55B+107% | $19.07B+85.6% | $17.77B+73.5% | $17.49B+73.0% | $9.94B+14.9% | |
| Goodwill, Other Increase (Decrease) by Business | ||||||
| Commercial Banking | $0— | $0— | $0— | $0— | $0— | |
| Consumer Banking | $0— | $0— | $0— | $0— | $0— | |
| Deposits by Business | ||||||
| Commercial Banking | $121.42B-0.1% | $120.4B-1.8% | $120.84B-2.2% | $121.52B-5.8% | $121.48B-11.1% | |
| Consumer Banking | $1.69T+34.5% | $1.58T+28.0% | $1.47T+21.6% | $1.37T+14.6% | $1.26T+7.2% | |
| Credit Card | $0— | $0— | $0— | $0— | $0— | |
| Goodwill by Business | ||||||
| Commercial Banking | $20.22B0.0% | $20.22B0.0% | $20.22B0.0% | $20.22B0.0% | $20.22B0.0% | |
| Consumer Banking | $41.65B+124% | $34.75B+87.0% | $27.86B+49.9% | $20.84B+12.1% | $18.58B0.0% | |
| Credit Card | $42.46B+97.7% | $35.93B+67.3% | $29.37B+36.8% | $22.62B+5.5% | $21.48B+0.2% | |
| Revenue from Contract with Customer, Excluding Assessed Tax by Product | ||||||
| Interchange fees, net | $7.18B+44.8% | $6.44B+32.0% | $5.77B+19.5% | $5.19B+7.3% | $4.96B+3.4% | |
| Other | $798M+36.9% | $762M+29.4% | $720M+21.4% | $645M+2.2% | $583M-8.0% | |
| Service charges and other customer-related fees | $1B+113% | $857M+93.0% | $733M+104% | $556M+62.1% | $471M+45.4% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Capital One Financial break its business down?
- Capital One Financial (COF) reports revenue by business across 3 parts — Commercial Banking, Consumer Banking and Credit Card. Each is extracted from the segment footnotes and tracked over time.
- Where does Capital One Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Capital One Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
