First Citizens BancShares FCNCA Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Commercial Bank | $5B-2.3% | $4.96B+9.8% | $5.14B+129% | $5.12B+88.2% | $5.12B+60.3% | |
| General Bank | $4B+8.4% | $3.96B+11.2% | $3.9B+14.8% | $3.79B+16.5% | $3.69B+17.3% | |
| Rail | $693M+6.0% | $680M+4.8% | $671M+7.0% | $664M+7.3% | $654M+6.9% | |
| Net Income by Business | ||||||
| Commercial Bank | $1.22B-6.9% | $1.14B-6.6% | $1.19B+45.0% | $1.3B+76.6% | $1.31B+107% | |
| General Bank | $1.2B+20.8% | $1.18B+24.9% | $1.15B+53.7% | $1.04B+33.9% | $993M+30.0% | |
| Rail | $87M-5.4% | $87M-13.9% | $89M0.0% | $92M-5.2% | $92M-4.2% | |
| Noninterest Income by Business | ||||||
| Commercial Bank | $1.29B+4.8% | $1.26B+13.3% | $1.26B+29.0% | $1.24B+26.7% | $1.23B+24.7% | |
| General Bank | $672M+6.5% | $664M+8.5% | $660M+13.0% | $643M+12.8% | $631M+14.1% | |
| Rail | $912M+7.4% | $893M+6.9% | $881M+9.0% | $867M+9.1% | $849M+10.3% | |
| Pre-Tax Income by Business | ||||||
| Commercial Bank | $1.62B-9.1% | $1.52B-8.8% | $1.62B+46.3% | $1.76B+77.3% | $1.79B+108% | |
| General Bank | $1.58B+16.0% | $1.56B+19.3% | $1.54B+43.3% | $1.42B+30.3% | $1.36B+28.4% | |
| Rail | $114M-8.8% | $115M-16.1% | $117M-5.6% | $123M-8.2% | $125M-4.6% | |
| Income Tax by Business | ||||||
| Commercial Bank | $400M-15.3% | $377M-14.7% | $428M+50.2% | $463M+79.5% | $472M+110% | |
| General Bank | $382M+3.0% | $380M+5.0% | $390M+19.3% | $380M+21.4% | $371M+24.5% | |
| Rail | $27M-18.2% | $28M-22.2% | $28M-20.0% | $31M-16.2% | $33M-5.7% | |
| Noninterest Income, Other Miscellaneous by Business | ||||||
| Commercial Bank | $1.07B+6.7% | $1.04B+17.7% | $1.04B+144% | $1.02B+89.8% | $1B+53.8% | |
| General Bank | $672M+6.5% | $664M+8.5% | $660M+14.3% | $643M+14.8% | $631M+17.0% | |
| Rail | $23M+91.7% | $16M+14.3% | $13M+40.5% | $13M+52.9% | $12M+54.8% | |
| Total loans and leases by Business | ||||||
| Commercial Bank | $244.71B+8.4% | $236.89B+27.6% | $229.25B+25.7% | $227.69B+29.9% | $225.84B+34.7% | |
| General Bank | $259.54B+0.9% | $260.02B+2.2% | $259.95B+3.6% | $258.98B+4.6% | $257.32B+5.5% | |
| Rail | $249M+0.4% | $249M+0.4% | $249M+19.1% | $248M+31.9% | $248M+30.5% | |
| Rental income on operating lease equipment by Business | ||||||
| Commercial Bank | $218M-3.5% | $219M-3.5% | $219M-4.7% | $222M-3.7% | $226M-1.8% | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $889M+6.2% | $877M+6.8% | $868M+10.0% | $854M+11.1% | $837M+11.2% | |
| Other Non-interest Expense, Miscellaneous by Business | ||||||
| Commercial Bank | $1.93B+1.3% | $1.95B+19.7% | $1.92B+143% | $1.93B+90.8% | $1.91B+53.6% | |
| General Bank | $1.53B+11.0% | $1.5B+11.5% | $1.46B+12.8% | $1.43B+12.9% | $1.38B+8.8% | |
| Rail | $75M+27.1% | $72M+22.0% | $72M+29.7% | $70M+29.6% | $59M+14.6% | |
| Personnel cost by Business | ||||||
| Commercial Bank | $864M+0.8% | $855M+15.4% | $869M+145% | $863M+97.7% | $857M+63.8% | |
| General Bank | $839M+6.7% | $834M+6.5% | $812M+3.1% | $811M+6.9% | $786M+3.8% | |
| Rail | $26M+4.0% | $26M+4.0% | $25M-2.0% | $25M0.0% | $25M+2.0% | |
| Noninterest Expense by Business | ||||||
| Commercial Bank | $2.97B+0.8% | $2.98B+16.7% | $2.97B+23.6% | $2.97B+26.7% | $2.95B+28.4% | |
| General Bank | $2.37B+9.4% | $2.33B+9.7% | $2.27B+2.0% | $2.24B+4.0% | $2.16B+1.8% | |
| Rail | $579M+9.5% | $565M+10.4% | $554M+9.1% | $541M+9.7% | $529M+9.5% | |
| Operating lease equipment, net by Business | ||||||
| Commercial Bank | $2.94B-2.4% | $2.96B-3.0% | $2.97B-3.5% | $3B-1.7% | $3.02B-0.3% | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $35.28B+4.3% | $34.95B+5.2% | $34.64B+6.2% | $34.35B+7.0% | $33.81B+6.6% | |
| Interest Income (Expense), Operating by Business | ||||||
| Commercial Bank | $3.71B-4.5% | $3.7B+8.7% | $3.88B+35.8% | $3.88B+38.6% | $3.89B+41.7% | |
| General Bank | $3.32B+8.8% | $3.3B+11.8% | $3.24B+13.7% | $3.15B+13.8% | $3.06B+13.4% | |
| Rail | -$219M-12.3% | -$213M-14.5% | -$210M-19.3% | -$203M-20.8% | -$195M-25.0% | |
| Acquisition-related expenses by Business | ||||||
| Commercial Bank | $0— | $0— | $0— | $0— | $0— | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $0— | $0— | $0— | $0— | $0— | |
| Maintenance and other operating lease expenses by Business | ||||||
| Commercial Bank | $0— | $0— | $0— | $0— | $0— | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $251M+8.2% | $244M+11.4% | $235M+7.1% | $227M+5.1% | $232M+9.7% | |
| Deposits by Business | ||||||
| Commercial Bank | $94.6B+9.4% | $87.42B+75.4% | $85.92B+79.0% | $86.07B+78.4% | $86.46B+80.1% | |
| General Bank | $298.81B+2.9% | $297.2B+3.5% | $295.36B+4.5% | $292.66B+4.6% | $290.42B+4.3% | |
| Rail | $9M-83.3% | $19M-66.1% | $35M-31.4% | $47M-4.1% | $54M+8.0% | |
| Depreciation on operating lease equipment by Business | ||||||
| Commercial Bank | $174M-4.9% | $175M-5.4% | $175M-5.8% | $179M-2.5% | $183M+1.5% | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $227M+6.6% | $223M+6.7% | $222M+11.0% | $219M+11.7% | $213M+9.8% | |
| Provision for Credit Losses by Business | ||||||
| Commercial Bank | $407M+6.0% | $460M+55.4% | $549M+70.0% | $392M-11.7% | $384M-33.1% | |
| General Bank | $48M-70.0% | $77M-43.0% | $82M-34.9% | $136M+43.2% | $160M+154% | |
| Rail | $0— | $0— | $0— | $0— | $0— | |
| Noninterest income by Product | ||||||
| Cardholder services, net | $155M-5.5% | $158M-3.1% | $162M+2.5% | $165M+5.1% | $164M+3.8% | |
| Client investment fees | $217M+0.5% | $217M+1.9% | $217M+3.3% | $214M+3.4% | $216M+5.4% | |
| Deposit fees and service charges | $253M+10.0% | $241M+4.8% | $236M+6.3% | $232M+7.9% | $230M+10.6% | |
| Factoring commissions | $73M-2.7% | $73M-2.7% | $73M-5.2% | $74M-6.3% | $75M-6.3% | |
| Insurance commissions | $52M-3.7% | $53M-3.6% | $54M-3.6% | $55M0.0% | $54M-3.6% | |
| International fees | $139M+13.0% | $136M+14.3% | $132M+15.8% | $127M+10.4% | $123M+7.0% | |
| Lending-related fees | $269M+1.9% | $266M+3.5% | $270M+10.9% | $270M+16.9% | $264M+18.7% | |
| Merchant services, net | $51M0.0% | $52M+6.1% | $52M+8.3% | $52M+8.3% | $51M+2.0% | |
| Wealth management services | $232M+7.4% | $229M+8.5% | $222M+8.3% | $219M+9.5% | $216M+8.5% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does First Citizens BancShares break its business down?
- First Citizens BancShares (FCNCA) reports revenue by business across 3 parts — Commercial Bank, General Bank and Rail. Each is extracted from the segment footnotes and tracked over time.
- Where does First Citizens BancShares's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in First Citizens BancShares's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
