M&T Bank MTB Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| All Other | $76M+2,433% | $3M+103% | -$110M+57.2% | -$257M+36.5% | -$405M+24.2% | |
| Commercial Bank | $923M+2.1% | $904M-1.3% | $916M-1.2% | $927M+2.9% | $901M+3.4% | |
| Institutional Services and Wealth Management | $493M-1.8% | $502M-2.9% | $517M+1.0% | $512M-3.0% | $528M-1.3% | |
| Retail Bank | $1.44B-0.2% | $1.44B-0.6% | $1.45B-4.6% | $1.52B-6.0% | $1.62B-5.8% | |
| Net Interest Income by Business | ||||||
| All Other | $282M+45.4% | $194M+246% | $56M+155% | -$101M+59.3% | -$248M+37.4% | |
| Commercial Bank | $2.16B+0.3% | $2.15B-0.3% | $2.16B-0.6% | $2.17B-1.0% | $2.19B-0.9% | |
| Institutional Services and Wealth Management | $640M-2.3% | $655M-4.1% | $683M-3.1% | $705M-3.8% | $733M-2.0% | |
| Retail Bank | $3.93B-0.6% | $3.95B-1.3% | $4B-2.2% | $4.09B-2.4% | $4.19B-2.3% | |
| Noninterest income by Business | ||||||
| All Other | $156M+31.1% | $119M-21.2% | $151M+19.8% | $126M+8.6% | $116M-14.7% | |
| Commercial Bank | $815M+2.5% | $795M+3.0% | $772M+5.0% | $735M+5.9% | $694M+3.3% | |
| Institutional Services and Wealth Management | $919M+1.3% | $907M+2.5% | $885M+4.7% | $845M+2.2% | $827M+2.2% | |
| Retail Bank | $930M+1.0% | $921M+2.9% | $895M+5.2% | $851M+3.7% | $821M+1.4% | |
| Income taxes by Business | ||||||
| All Other | -$123M+14.6% | -$144M+16.3% | -$172M+31.2% | -$250M+18.0% | -$305M+19.9% | |
| Commercial Bank | $329M+1.5% | $324M-2.4% | $332M-1.5% | $337M+1.8% | $331M+2.5% | |
| Institutional Services and Wealth Management | $170M-1.2% | $172M-2.3% | $176M+0.6% | $175M-3.8% | $182M-1.6% | |
| Retail Bank | $487M-0.4% | $489M-1.0% | $494M-5.5% | $523M-6.3% | $558M-6.2% | |
| Revenue by Business | ||||||
| Commercial Bank | $2.97B+0.9% | $2.95B+0.5% | $2.93B+0.9% | $2.91B+0.7% | $2.89B+0.1% | |
| Institutional Services and Wealth Management | $1.56B-0.2% | $1.56B-0.4% | $1.57B+1.2% | $1.55B-0.6% | $1.56B+0.2% | |
| Retail Bank | $4.86B-0.3% | $4.87B-0.5% | $4.89B-0.9% | $4.94B-1.4% | $5.01B-1.7% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Commercial Bank | 125,200,000,000%+2,400,000,000pp | 122,800,000,000%-2,000,000,000pp | 124,800,000,000%-1,600,000,000pp | 126,400,000,000%+3,200,000,000pp | 123,200,000,000%+3,800,000,000pp | |
| Institutional Services and Wealth Management | $663M-1.6% | $674M-2.7% | $693M+0.9% | $687M-3.2% | $710M-1.4% | |
| Retail Bank | 192,600,000,000%-500,000,000pp | 193,100,000,000%-1,300,000,000pp | 194,400,000,000%-9,900,000,000pp | 204,300,000,000%-13,200,000,000pp | 217,500,000,000%-13,600,000,000pp | |
| Indirect expense by Business | ||||||
| All Other | -$1.99B-0.7% | -$1.98B+0.3% | -$1.98B-2.4% | -$1.94B-2.7% | -$1.89B-2.2% | |
| Commercial Bank | $509M+0.8% | $505M+2.9% | $491M0.0% | $491M+0.4% | $489M-0.2% | |
| Institutional Services and Wealth Management | $309M-0.3% | $310M-4.6% | $325M+1.2% | $321M+2.6% | $313M+2.0% | |
| Retail Bank | $1.17B+0.9% | $1.16B-0.3% | $1.17B+3.7% | $1.12B+3.7% | $1.08B+3.3% | |
| Salaries and employee benefits by Business | ||||||
| All Other | $1.52B+2.0% | $1.49B+1.1% | $1.47B+2.3% | $1.44B+2.8% | $1.4B+2.7% | |
| Commercial Bank | $611M-1.0% | $617M-0.3% | $619M+1.3% | $611M-0.7% | $615M+0.8% | |
| Institutional Services and Wealth Management | $439M+0.7% | $436M+0.9% | $432M+2.1% | $423M+1.0% | $419M+1.5% | |
| Retail Bank | $804M+0.1% | $803M+0.1% | $802M+1.0% | $794M+1.3% | $784M+0.8% | |
| Other direct expenses by Business | ||||||
| All Other | $822M+0.6% | $817M-0.6% | $822M-1.1% | $831M-2.0% | $848M-3.7% | |
| Commercial Bank | $293M+3.9% | $282M-2.8% | $290M-0.3% | $291M+1.7% | $286M+0.4% | |
| Institutional Services and Wealth Management | $138M+7.0% | $129M+24.0% | $104M+1.0% | $103M+3.0% | $100M-2.0% | |
| Retail Bank | $429M+0.9% | $425M-1.8% | $433M+2.6% | $422M+0.5% | $420M-0.2% | |
| Average total assets by Business | ||||||
| All Other | $213.9B+0.5% | $212.91B— | —— | —— | —— | |
| Institutional Services and Wealth Management | $13.44B+5.0% | $12.79B0.0% | $12.79B+3.7% | $12.34B+5.1% | $11.73B+4.1% | |
| Retail Bank | $173.16B+2.6% | $168.72B+0.2% | $168.3B+2.8% | $163.78B+1.9% | $160.73B+1.4% | |
| Depreciation and amortization of premises and equipment by Business | ||||||
| All Other | $200M-3.4% | $207M-1.4% | $210M0.0% | $210M0.0% | $210M+1.0% | |
| Commercial Bank | $42M0.0% | $42M0.0% | $42M+2.4% | $41M+2.5% | $40M+2.6% | |
| Institutional Services and Wealth Management | $8M0.0% | $8M-11.1% | $9M+12.5% | $8M-11.1% | $9M0.0% | |
| Retail Bank | $215M-10.8% | $241M-1.2% | $244M-0.8% | $246M-1.2% | $249M-1.2% | |
| Provision for Credit Losses by Business | ||||||
| All Other | -$63M+21.3% | -$80M— | —— | —— | —— | |
| Commercial Bank | $266M-2.6% | $273M+13.3% | $241M+15.9% | $208M-7.6% | $225M-15.4% | |
| Institutional Services and Wealth Management | $2M-60.0% | $5M0.0% | $5M-37.5% | $8M-11.1% | $9M+50.0% | |
| Retail Bank | $310M+1.0% | $307M+0.3% | $306M-1.3% | $310M+3.7% | $299M+3.8% | |
| Revenue by Product | ||||||
| Brokerage services income | $134M+2.3% | $131M+3.1% | $127M+1.6% | $125M+0.8% | $124M+2.5% | |
| Merchant discount and credit card interchange fees | $173M0.0% | $173M+1.2% | $171M+3.6% | $165M+1.9% | $162M0.0% | |
| Service charges on deposit accounts | $557M+1.1% | $551M+1.7% | $542M+1.7% | $533M+1.9% | $523M+1.8% | |
| Trust income | $730M+0.8% | $724M+1.3% | $715M+1.6% | $704M+1.7% | $692M+2.5% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does M&T Bank break its business down?
- M&T Bank (MTB) reports net income by business across 4 parts — All Other, Commercial Bank, Institutional Services and Wealth Management and Retail Bank. Each is extracted from the segment footnotes and tracked over time.
- Where does M&T Bank's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in M&T Bank's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
