What is Navient's revenue?

Navient (NAVI) generated $271.0M in revenue over the trailing twelve months, down 15.6% year over year.

Is Navient profitable?

Navient is not currently profitable: it reported a net loss of $60.0M over the trailing twelve months, a 48.3% net margin.

What is Navient's earnings per share?

Navient's diluted EPS over the trailing twelve months is $-0.63.

Where does Navient's income statement data come from?

Every line is extracted from Navient's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Navient NAVI Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Net interest income	$520M+0.2%	$519M-3.0%	$535M+4.3%	$513M-0.4%	$515M-4.1%
Net interest income after provision for credit losses	$244M+1.7%	$240M-5.9%	$255M-29.0%	$359M-6.5%	$384M-9.4%
Total noninterest income	$86M-5.5%	$91M-43.5%	$161M-61.5%	$418M-17.6%	$507M-17.7%
Total interest income	$3B-3.4%	$3.11B-3.5%	$3.22B-4.9%	$3.39B-5.4%	$3.58B-5.9%
Compensation and benefits	$132M-11.4%	$149M-13.9%	$173M-18.8%	$213M-19.6%	$265M-16.4%
Provision for credit losses	——	——	——	——	——
Restructuring charges	$15M-16.7%	$18M+63.6%	$11M-56.0%	$25M-39.0%	$41M+5.1%
Other operating expenses	$382M-9.0%	$420M-12.3%	$479M-14.2%	$558M-10.6%	$624M-8.2%
Total noninterest expense	$404M-8.6%	$442M-10.5%	$494M-32.0%	$726M-10.4%	$810M-6.5%
Total operating expenses	$382M-9.0%	$420M-12.3%	$479M-14.2%	$558M-10.6%	$624M-8.2%
Interest expense	$2.48B-4.2%	$2.59B-3.6%	$2.69B-6.6%	$2.88B-6.3%	$3.07B-6.2%
Other income (expense), net	——	——	——	——	——
Net investment gains (losses)	——	——	$25M+457%	-$7M-158%	$12M-82.6%
Income before income taxes	-$74M+33.3%	-$111M-42.3%	-$78M-253%	$51M-37.0%	$81M-53.4%
Income tax expense	-$14M+56.3%	-$32M-14.3%	-$28M-265%	$17M-32.0%	$25M-41.9%
Net income	-$60M+24.1%	-$79M-58.0%	-$50M-247%	$34M-39.3%	$56M-57.3%
Diluted earnings per share	-$0.63+23.2%	-$0.82-54.7%	-$0.53-266%	$0.32-37.3%	$0.51-56.4%
Basic earnings per share	-$0.61+24.7%	-$0.81-55.8%	-$0.52-258%	$0.33-35.3%	$0.51-56.8%
Weighted-average shares, diluted	394M-1.5%	400M-2.9%	412M-2.4%	422M-2.5%	433M-2.7%
Weighted-average shares, basic	392M-1.8%	399M-2.4%	409M-2.4%	419M-2.6%	430M-2.5%
Production and delivery	——	——	——	——	——
Other expenses	——	——	——	——	——
Share-Based Payment Arrangement, Decrease for Tax Withholding Obligation	——	——	——	——	——
Share-based compensation expense related to employee stock plans	——	——	——	——	——
Adjustment to Reconcile Net Income to Cash Provided by (Used in) Operating Activity	——	——	——	——	——
Asset Recovery And Business Processing Revenue	$0-100%	$23M-65.2%	$66M-51.5%	$136M-37.3%	$217M-19.9%
Cash And Investments Interest Income Loss	$79M-3.7%	$82M-6.8%	$88M-20.0%	$110M-19.1%	$136M-11.7%
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——	——
Change In Mark To Market Gains Losses Relating To Instruments Still Held At Reporting Date	——	——	——	——	——
Cash dividend per common share (in dollars per share)	$0.640.0%	$0.640.0%	$0.640.0%	$0.640.0%	$0.640.0%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	——	——	——	——
Corporate Expenses	——	——	——	——	——
Disposal Of Subsidiaries Net Of Cash And Restricted Cash Disposed Of	——	——	——	——	——
Dividends, Common Stock, Cash	——	——	——	——	——
Expense Related to Distribution or Servicing and Underwriting Fees	——	——	——	——	——
Included in OCI	——	——	——	——	——
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Inputs Reconciliation, Settlements	——	——	——	——	——
Realized and unrealized gains (losses): Included in income (loss)	——	——	——	——	——
Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Net	——	——	——	——	——
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery	——	——	——	——	——
Financing Receivable Decrease In Expected Future Recoveries On Previously Fully Charged Off Loans	——	——	——	——	——
Goodwill And Acquired Intangible Assets Impairment And Amortization Expense	$7M+75.0%	$4M0.0%	$4M-97.2%	$143M-1.4%	$145M-1.4%
Income taxes paid	——	——	——	——	$29.5M-22.4%
Increase Decrease In Accrued Interest Receivable Net	-$62M+18.4%	-$76M+8.4%	-$83M+42.4%	-$144M+50.5%	-$291M+16.4%
Increase Decrease In Interest Payable Net	——	——	——	——	——
Increase (Decrease) in Other Operating Assets	$21M+136%	-$58M—	——	——	——
Other liabilities	——	——	——	-$221M+0.9%	-$223M-13.8%
Add - Incremental shares under stock-based compensation plans (in shares)	——	——	——	——	——
Data processing and equipment	——	——	——	——	——
Interest and Dividend Income, Operating	$3B-3.4%	$3.11B-3.5%	$3.22B-4.9%	$3.39B-5.4%	$3.58B-5.9%
Interest Income (Expense), after Provision for Loan Loss	$244M+1.7%	$240M-5.9%	$255M-29.0%	$359M-6.5%	$384M-9.4%
Interest Income (Expense), Operating	$520M+0.2%	$519M-3.0%	$535M+4.3%	$513M-0.4%	$515M-4.1%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$2.45B-4.4%	$2.56B-4.6%	$2.69B-6.5%	$2.87B-6.6%	$3.08B-5.0%
Mark To Market Gain Loss On Derivative And Hedging Activities Net	——	——	——	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	-$2.99B+5.2%	-$3.15B+22.5%	-$4.07B+36.4%	-$6.4B+20.4%	-$8.04B+16.4%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	$2.74B+1.1%	$2.71B-5.6%	$2.87B-32.8%	$4.27B-37.1%	$6.8B-19.7%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$323M-26.8%	$441M+60.4%	$275M+34.1%	$205M-42.7%	$358M-23.7%
Noninterest Expense	$404M-8.6%	$442M-10.5%	$494M-32.0%	$726M-10.4%	$810M-6.5%
Noninterest Income Expenses Other Operating Income Expenses	$37M-21.3%	$47M-9.6%	$52M0.0%	$52M+40.5%	$37M+19.4%
Number of operating segments	——	——	——	——	——
Number of reportable segments	——	——	——	——	——
Net gains (losses) deferred	——	——	——	——	——
Unrealized gains (losses) on hedge instruments	——	——	——	——	——
Other comprehensive income/(loss)	——	——	——	——	——
Other Revenue Loss	——	——	——	——	——
Payment for (Proceeds from) Other Investing Activity	——	——	——	——	-$7M-217%
Payments for Repurchase of Common Stock	$99M-10.8%	$111M-26.0%	$150M-4.5%	$157M-8.2%	$171M-4.5%
Payments of Ordinary Dividends, Common Stock	$62M-1.6%	$63M-3.1%	$65M-3.0%	$67M-1.5%	$68M-2.9%
Payment for Acquisition, Loan, Held-for-Investment	$2.8B+12.8%	$2.48B+14.9%	$2.16B+14.9%	$1.88B+13.7%	$1.65B+19.3%
Percentage Guaranteed As To Principal And Accrued Interest By Federal Goverment In Event Of Default	——	——	——	——	——
Net borrowings under accounts receivable securitization program	$2.3B+6.2%	$2.16B—	——	——	——
Proceeds From Income Tax Refunds	$8M+14.3%	$7M+16.7%	$6M+200%	$2M-33.3%	$3M0.0%
Financing — other	$98M+11.4%	$88M+2,100%	$4M—	——	——
Proceeds From Payments On Education Loans	——	——	——	——	——
Total provisions for credit losses	$276M-1.1%	$279M-0.4%	$280M+81.8%	$154M+17.6%	$131M+15.9%
Repayments of Accounts Receivable Securitization	——	——	——	——	——
Repayments of Unsecured Debt	——	——	——	$1.05B+89.6%	$556M+9.7%
Servicing Revenue	$49M-3.9%	$51M+10.9%	$46M0.0%	$46M-8.0%	$50M-7.4%
Stock-based compensation	$16M-23.8%	$21M-4.5%	$22M-4.3%	$23M-11.5%	$26M+13.0%
Shares Paid For Tax Withholding For Share Based Compensation Average Cost Per Share	——	——	——	——	——
Tax withholding obligation, shares withheld (in shares)	——	——	——	——	——
New issues (in shares)	——	——	——	——	——
Issuance of common stock in connection with the Spin-Off and reclassification of net parent investment	——	——	——	——	——
Average price paid (in dollars per share)	——	——	——	——	——
Unallocated Shared Services Expenses	——	——	——	——	——
Add: dilutive effect of potential common shares (in shares)	——	——	——	——	——

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Questions, answered.

What is Navient's revenue?: Navient (NAVI) generated $271.0M in revenue over the trailing twelve months, down 15.6% year over year.
Is Navient profitable?: Navient is not currently profitable: it reported a net loss of $60.0M over the trailing twelve months, a 48.3% net margin.
What is Navient's earnings per share?: Navient's diluted EPS over the trailing twelve months is $-0.63.
Where does Navient's income statement data come from?: Every line is extracted from Navient's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.