OFG Bancorp OFG Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| Banking | $86.23M+38.6% | $73.45M+9.4% | $65.93M-13.8% | $62.11M-29.5% | $62.24M-35.0% | |
| Treasury | $108.06M-4.3% | $112.97M-0.2% | $112.63M+9.9% | $112.1M+25.9% | $112.95M+52.8% | |
| Wealth Management | $19.18M+1.7% | $18.69M+4.5% | $21M+36.0% | $20.51M+35.9% | $18.87M+20.7% | |
| Non-interest income, net by Business | ||||||
| Banking | $84.53M+0.2% | $82.21M-5.2% | $82.05M-14.4% | $80.93M-19.0% | $84.36M-14.4% | |
| Treasury | $1.95M— | $1.95M— | —— | —— | —— | |
| Wealth Management | $39.15M+3.1% | $38.83M+6.3% | $40.97M+25.7% | $39.44M+22.0% | $37.96M+16.7% | |
| Segment Reporting, Other Segment Item, Occupancy, Net by Business | ||||||
| Banking | $37.5M-1.6% | $38.58M+3.1% | $38.63M+5.1% | $38.58M+4.8% | $38.11M+1.6% | |
| Treasury | $70K-32.7% | $72K-40.5% | $76K-39.7% | $90K-25.6% | $104K-11.1% | |
| Wealth Management | $614K-16.0% | $668K-7.4% | $731K+10.9% | $740K+25.0% | $731K+37.7% | |
| Segment Reporting, Other Segment Item, Amount by Business | ||||||
| Banking | $57.83M-0.6% | $57.34M+2.1% | $59.08M+15.9% | $58.83M+19.2% | $58.15M+21.3% | |
| Treasury | $536K— | $504K— | —— | —— | —— | |
| Wealth Management | $1.98M— | $1.88M— | —— | —— | —— | |
| Interest Income by Business | ||||||
| Banking | $641.54M+2.9% | $636.79M+2.8% | $633.7M+3.5% | $626.46M+4.1% | $623.36M+6.3% | |
| Treasury | $149.86M+9.5% | $149.63M+10.9% | $145.23M+13.3% | $140.95M+19.5% | $136.91M+26.9% | |
| Wealth Management | $21K-4.5% | $21K-19.2% | $23K-17.9% | $24K-20.0% | $22K-31.3% | |
| Income Tax by Business | ||||||
| Treasury | $228K+33.3% | $226K+36.1% | $186K+14.8% | $174K+10.8% | $171K+27.6% | |
| Wealth Management | $0-100% | $17K+70.0% | $17K-39.3% | $19K-13.6% | $14K-70.2% | |
| Segment Reporting, Other Segment Item, Amortization of Intangible Assets by Business | ||||||
| Banking | $1.1M-17.3% | $1.15M-16.7% | $1.21M-16.1% | $1.27M-15.3% | $1.33M-14.8% | |
| Treasury | $0— | $0— | $0— | $0— | $0— | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Banking | $116M+2.4% | $102.23M-16.6% | $105.65M-30.2% | $107.09M-36.7% | $113.28M-36.5% | |
| Treasury | $108.29M-4.3% | $113.19M-0.1% | $112.82M+9.9% | $112.28M+25.9% | $113.12M+52.7% | |
| Wealth Management | $19.18M+1.6% | $18.7M+4.5% | $21.02M+35.9% | $20.53M+35.9% | $18.88M+20.5% | |
| Interest Income (Expense), Operating by Business | ||||||
| Banking | $501.38M+5.1% | $493.15M+4.6% | $490.23M+2.9% | $482.34M-0.2% | $477.02M-2.5% | |
| Treasury | $111.81M-3.9% | $115.3M-1.2% | $114.61M+7.5% | $115.65M+23.8% | $116.37M+46.2% | |
| Wealth Management | $21K-4.5% | $21K-19.2% | $23K-17.9% | $24K-20.0% | $22K-31.3% | |
| Noninterest Expense by Business | ||||||
| Banking | $365.67M+2.9% | $365.67M+3.5% | $360.85M+3.8% | $357.19M+3.2% | $355.19M+3.5% | |
| Treasury | $5.4M+57.4% | $4M+9.9% | $3.7M-15.0% | $3.45M-21.1% | $3.43M-19.0% | |
| Wealth Management | $19.99M+4.6% | $20.14M+8.0% | $19.97M+9.5% | $18.93M+5.2% | $19.11M+10.6% | |
| Total Assets by Business | ||||||
| Banking | $40.09B+5.5% | $39.61B+5.5% | $39.08B+5.1% | $38.64B+6.2% | $37.99B+6.3% | |
| Treasury | $14.13B+10.8% | $14.15B+12.8% | $13.57B+7.2% | $13.16B+9.5% | $12.75B+12.7% | |
| Wealth Management | $135.12M-6.7% | $138.83M-0.7% | $142.3M-1.1% | $148.97M+5.3% | $144.86M+4.1% | |
| Intersegment Expenses by Business | ||||||
| Banking | -$4.21M-7.4% | -$4.01M-14.0% | -$5.67M-354% | -$4.48M-170% | -$3.92M-137% | |
| Treasury | $1.84M+18.6% | $1.7M+21.6% | $2.35M+383% | $1.78M+177% | $1.55M+146% | |
| Wealth Management | $2.38M+0.1% | $2.31M+9.0% | $3.32M+335% | $2.7M+166% | $2.37M+132% | |
| Interest Expense, Operating by Business | ||||||
| Banking | $140.16M-4.2% | $143.64M-2.7% | $143.47M+5.4% | $144.11M+21.3% | $146.34M+50.9% | |
| Treasury | $38.05M+85.3% | $34.33M+88.4% | $30.62M+42.0% | $25.31M+3.3% | $20.54M-27.3% | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Labor and Related Expense by Business | ||||||
| Banking | $152.63M+2.6% | $150.95M+1.2% | $150.44M+2.8% | $149.75M+2.0% | $148.7M+0.7% | |
| Treasury | $1.17M+16.4% | $1.12M+13.2% | $1.07M+9.1% | $1.04M+5.8% | $1M+2.3% | |
| Wealth Management | $10.05M-0.8% | $10.35M+8.7% | $10.78M+29.0% | $10.13M+20.5% | $10.13M+26.8% | |
| Depreciation, Depletion and Amortization by Business | ||||||
| Banking | $20.12M-2.3% | $20.39M-2.0% | $20.21M-4.1% | $20.36M-1.8% | $20.6M+0.4% | |
| Treasury | $26K+36.8% | $20K+5.3% | $19K-8.4% | $19K-11.6% | $19K-14.6% | |
| Wealth Management | $47K-16.1% | $50K+4.2% | $71K+158% | $63K+80.0% | $56K+31.8% | |
| Financing Receivable, Credit Loss, Expense (Reversal) by Business | ||||||
| Banking | $104.24M+12.2% | $107.45M+30.3% | $105.78M+47.6% | $98.99M+48.6% | $92.9M+40.6% | |
| Treasury | $66K+180% | $60K+132% | $35K-68.8% | -$75K-131% | -$83K-135% | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Goodwill by Business | ||||||
| Banking | $336.25M0.0% | $336.25M0.0% | $336.25M0.0% | $336.25M0.0% | $336.25M0.0% | |
| Treasury | $0— | $0— | $0— | $0— | $0— | |
| Wealth Management | $712K0.0% | $712K0.0% | $712K0.0% | $712K0.0% | $712K0.0% | |
| Expenditures for long-lived assets by Business | ||||||
| Banking | $18.38M-5.7% | $18.38M-13.9% | $16.54M-23.9% | $18.93M-4.5% | $19.5M-0.4% | |
| Treasury | $2K— | $2K— | $0-100% | $0-100% | $0-100% | |
| Wealth Management | $2K+100% | $3K— | $3K+500% | $1K0.0% | $1K-33.3% | |
| Information technology expenses by Business | ||||||
| Banking | $26.94M-0.5% | $26.62M-2.8% | $27.09M+1.6% | $27.17M+2.2% | $27.08M+1.2% | |
| Treasury | $6K+220% | $0-100% | $0-100% | -$5K-183% | -$5K-156% | |
| Wealth Management | $172K-11.8% | $190K+1.6% | $197K+4.8% | $215K+25.7% | $195K-2.5% | |
| Loan Servicing And Clearing Expenses by Business | ||||||
| Banking | $7.17M+18.2% | $6.89M+16.1% | $6.62M+13.9% | $6.27M+7.2% | $6.07M+4.7% | |
| Treasury | $521K+10.6% | $454K-16.4% | $543K+17.6% | $492K-6.2% | $471K-14.9% | |
| Wealth Management | $1.78M+17.3% | $1.8M+23.6% | $1.67M+12.4% | $1.58M+4.3% | $1.52M-4.5% | |
| Electronic Banking Charges by Business | ||||||
| Banking | $46.01M+9.2% | $47.08M+10.0% | $46.13M+10.8% | $42.71M0.0% | $42.12M+1.8% | |
| Treasury | $0— | $0— | $0— | $0— | $0— | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Professional Fees by Business | ||||||
| Banking | $20.59M+21.3% | $20.68M+30.9% | $17.13M+9.2% | $16.73M+8.8% | $16.97M+11.9% | |
| Treasury | $1.24M+569% | $127K-35.5% | $117K-45.6% | $194K-15.3% | $185K-24.5% | |
| Wealth Management | $2.98M+4.8% | $2.9M+0.8% | $2.8M-3.0% | $2.76M-4.7% | $2.84M+6.6% | |
| Total Loans by Geography | ||||||
| Puerto Rico | $7.92M— | —— | —— | —— | —— | |
| UNITED STATES | $94.11M+71.6% | $107.9M+179% | $103.66M+205% | $87.47M+148% | $54.86M+49.2% | |
| Total loans by Geography | ||||||
| Domestic - Puerto Rico | $10.49B+8.4% | $10.24B+7.0% | $9.98B+5.1% | $9.86B+38.5% | $9.68B+103% | |
| US – Federal | $3.36B+21.1% | $3.21B+15.3% | $3.09B+8.8% | $2.94B— | $2.77B— | |
| Financing Receivable, Excluding Accrued Interest, Nonaccrual by Geography | ||||||
| Domestic - Puerto Rico | $129.72M+92.2% | $92.73M+33.6% | $57.77M-19.3% | $60.22M— | $67.5M— | |
| US – Federal | $148.97M+72.9% | $146.11M+97.8% | $132.73M+92.7% | $112.95M— | $86.14M— | |
| Prior by Geography | ||||||
| Domestic - Puerto Rico | $951.54M+7.8% | $860.73M-4.4% | $857.39M-0.6% | $866.98M— | $882.81M— | |
| US – Federal | $140.95M+5.6% | $135.59M+6.4% | $137.23M+20.7% | $133.09M— | $133.49M— | |
| Revolving Loans Amortized Cost Basis, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $0— | $0— | $0— | $0— | $0— | |
| US – Federal | $0— | $0— | $0— | $0— | $0— | |
| Term loans amortized by cost basis, in current fiscal year, gross charge-offs by Geography | ||||||
| US – Federal | $0— | $0— | $0-100% | $0-100% | $0-100% | |
| Prior, charge-offs by Geography | ||||||
| US – Federal | $0-100% | $0-100% | $314K-90.6% | $314K-94.3% | $1.5M-76.9% | |
| Term loans amortized by cost basis, in current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $824.91M+30.9% | $911.6M+59.9% | $821.32M+29.3% | $732.18M— | $630.26M— | |
| US – Federal | $524.64M+169% | $476.85M+154% | $336.23M+26.0% | $256.41M— | $194.87M— | |
| Term loans amortized by cost basis, in one year prior to current fiscal year, gross charge-offs by Geography | ||||||
| US – Federal | $0— | $0— | $0-100% | $0-100% | $0-100% | |
| Non-accrual with Allowance for Credit Loss by Geography | ||||||
| Domestic - Puerto Rico | $113.14M+306% | $70M+152% | $27.24M-7.5% | $28.09M— | $27.84M— | |
| US – Federal | $148.97M+78.9% | $146.11M+106% | $129.84M+88.5% | $110.06M— | $83.25M— | |
| Non-accrual with no Allowance for Credit Loss by Geography | ||||||
| Domestic - Puerto Rico | $16.99M-58.0% | $23.99M-42.4% | $31.79M-24.6% | $33.38M— | $40.51M— | |
| US – Federal | $0-100% | $0-100% | $2.89M— | $2.89M— | $2.89M— | |
| Term loans amortized by cost basis, in two years prior to current fiscal year, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $10K-99.6% | $2.13M+614% | $71K-86.9% | $61K-92.2% | $2.27M+132% | |
| US – Federal | $0— | $9K— | —— | —— | —— | |
| Term loans amortized by cost basis, in four years prior to current fiscal year, gross charge-offs by Geography | ||||||
| US – Federal | $3.93M+7.9% | $3.65M— | $3.65M— | $0— | $3.65M— | |
| Term loans amortized by cost basis, in one year prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $804.69M-19.5% | $664.63M-40.2% | $779.75M-26.4% | $886.33M— | $1B— | |
| US – Federal | $395.98M-18.5% | $256.4M-54.5% | $333.82M-33.1% | $411.63M— | $486.1M— | |
| Term loans amortized by cost basis, in three years prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $794.73M-3.0% | $806.23M+0.9% | $836.23M+15.1% | $829.87M— | $819.29M— | |
| US – Federal | $205.88M-11.2% | $139.56M-48.6% | $173.57M-27.7% | $202.05M— | $231.95M— | |
| Term loans amortized by cost basis, in two years prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $824.58M-14.4% | $922.39M-0.2% | $963.04M+8.1% | $982.03M— | $963.09M— | |
| US – Federal | $405.96M+45.0% | $477.92M+117% | $415.04M+72.1% | $351.1M— | $280.04M— | |
| Revolving Loans Amortized Cost Basis by Geography | ||||||
| Domestic - Puerto Rico | $2.51B+24.3% | $2.32B+16.8% | $2.12B+4.6% | $2.1B— | $2.02B— | |
| US – Federal | $1.55B+17.6% | $1.55B+18.0% | $1.53B+11.5% | $1.42B— | $1.32B— | |
| Term loans amortized by cost basis, in four years prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $706.46M+33.4% | $736.9M+63.8% | $671.35M+52.5% | $603.4M— | $529.49M— | |
| US – Federal | $137.9M+5.0% | $176.63M+74.9% | $167.39M+53.5% | $158.24M— | $131.3M— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does OFG Bancorp break its business down?
- OFG Bancorp (OFG) reports net income by business across 3 parts — Banking, Treasury and Wealth Management. Each is extracted from the segment footnotes and tracked over time.
- Where does OFG Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in OFG Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.