OppFi (OPFI) reported D&A of $591K in Q1 2026.

How has OppFi's D&A changed year-over-year?

OppFi's D&A decreased by 66.4% year-over-year, from $1.76M to $591K.

What is the long-term trend for OppFi's D&A?

Over 4 years (2021 to 2025), OppFi's D&A has grown at a -15.8% compound annual growth rate (CAGR), from $10.28M to $5.16M.

Total non-cash depreciation of tangible assets and amortization of intangible assets — the largest add-back to net income in the operating cash flow reconciliation.

OppFi OPFI D&A

D&A at other companies

Enova InternationalENVA

$8.91M-11.5%

Upstart Holdings, Inc.UPST

$5.86M-8.5%

World AcceptanceWRLD

$1.42M-7.1%

Q2 HoldingsQTWO

$11.74M-14.4%

SoFi Technologies, Inc.SOFI

$67.58M+22.2%

Blue Owl CapitalOWL

$6.38M+14.8%

Segments

By segment

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Reportable Segment$591K-66.4%

Other financials

Income statement

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Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+138%

Enterprise value$662.47M+175%

P/E11.4×-20.5×

P/S2×+1.1×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:DepreciationAndAmortization.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's D&A?: OppFi (OPFI) reported D&A of $591K in Q1 2026.
How has OppFi's D&A changed year-over-year?: OppFi's D&A decreased by 66.4% year-over-year, from $1.76M to $591K.
What is the long-term trend for OppFi's D&A?: Over 4 years (2021 to 2025), OppFi's D&A has grown at a -15.8% compound annual growth rate (CAGR), from $10.28M to $5.16M.
What does D&A mean?: Total non-cash depreciation of tangible assets and amortization of intangible assets — the largest add-back to net income in the operating cash flow reconciliation.