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OppFi OPFI Finance receivables at fair value

Finance receivables at fair value at other companies

Customers Bancorp logo
Customers BancorpCUBI
$93.09M-32.6%
Cincinnati Financial logo
Cincinnati FinancialCINF
$146M+21.7%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$8.31M+4.2%
The Bancorp logo
The BancorpTBBK
$7.74B+21.6%
EFC
Ellington Financial Inc.EFC
$17.39B+21.9%
Bread Financial Holdings logo
Bread Financial HoldingsBFH
$16.06B+2.6%

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$799.28M+138%
Enterprise value$710.29M+175%
P/E12.1×-21.8×
P/S2.1×+1.2×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept opfi:FinancingReceivableAfterAllowanceForCreditLossFairValueOption.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's finance receivables at fair value?
OppFi (OPFI) reported finance receivables at fair value of $502.56M in Q1 2026.
How has OppFi's finance receivables at fair value changed year-over-year?
OppFi's finance receivables at fair value increased by 10.5% year-over-year, from $454.68M to $502.56M.
What does finance receivables at fair value mean?
This represents the net value of installment and SalaryTap loan contracts held by the company, adjusted for expected credit losses and measured at fair value. It reflects the core income-generating assets of the lending platform after accounting for the risk of borrower default. Investors use this to assess the scale and quality of the company's loan portfolio.