What is OppFi's occupancy and equipment?

OppFi (OPFI) reported occupancy and equipment of $871K in Q1 2026.

How has OppFi's occupancy and equipment changed year-over-year?

OppFi's occupancy and equipment decreased by 16.2% year-over-year, from $1.04M to $871K.

What is the long-term trend for OppFi's occupancy and equipment?

Over 4 years (2021 to 2025), OppFi's occupancy and equipment has grown at a 2.2% compound annual growth rate (CAGR), from $3.78M to $4.13M.

What does occupancy and equipment mean?

Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

OppFi OPFI Occupancy and equipment

Occupancy and equipment at other companies

World AcceptanceWRLD

$12.31M-0.3%

Peoples BancorpPEBO

$6.22M+10.9%

Hilltop HoldingsHTH

$19.83M+0.2%

The BancorpTBBK

$1.69M+7.8%

HOM

Home BancSharesHOMB

$14.87M+3.1%

Ally FinancialALLY

——

Segments

By segment

See full

Reportable Segment$871K-16.2%

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

See full

Market cap$799.28M+138%

Enterprise value$710.29M+175%

P/E12.1×-21.8×

P/S2.1×+1.2×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's occupancy and equipment?: OppFi (OPFI) reported occupancy and equipment of $871K in Q1 2026.
How has OppFi's occupancy and equipment changed year-over-year?: OppFi's occupancy and equipment decreased by 16.2% year-over-year, from $1.04M to $871K.
What is the long-term trend for OppFi's occupancy and equipment?: Over 4 years (2021 to 2025), OppFi's occupancy and equipment has grown at a 2.2% compound annual growth rate (CAGR), from $3.78M to $4.13M.
What does occupancy and equipment mean?: Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.