What is OppFi's debt issuance costs?

OppFi (OPFI) reported debt issuance costs of $61K in Q1 2026.

How has OppFi's debt issuance costs changed year-over-year?

OppFi's debt issuance costs decreased by 98.1% year-over-year, from $3.14M to $61K.

What is the long-term trend for OppFi's debt issuance costs?

Over 4 years (2021 to 2025), OppFi's debt issuance costs has grown at a 23.5% compound annual growth rate (CAGR), from $2.33M to $5.41M.

What does debt issuance costs mean?

Cash paid for fees, legal costs, and underwriting discounts associated with issuing new debt.

OppFi OPFI Debt Issuance Costs

Debt Issuance Costs at other companies

Enova InternationalENVA

$1.25M-68.8%

Upstart Holdings, Inc.UPST

$0-100%

Oaktree Specialty LendingOCSL

$4.85M+366%

World AcceptanceWRLD

$36.32K+152%

Blue Owl Technology Finance Corp.OTF

$10.08M-20.3%

SoFi Technologies, Inc.SOFI

$250K-16.7%

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

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Market cap$799.28M+138%

Enterprise value$710.29M+175%

P/E12.1×-21.8×

P/S2.1×+1.2×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:PaymentsOfDebtIssuanceCosts.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's debt issuance costs?: OppFi (OPFI) reported debt issuance costs of $61K in Q1 2026.
How has OppFi's debt issuance costs changed year-over-year?: OppFi's debt issuance costs decreased by 98.1% year-over-year, from $3.14M to $61K.
What is the long-term trend for OppFi's debt issuance costs?: Over 4 years (2021 to 2025), OppFi's debt issuance costs has grown at a 23.5% compound annual growth rate (CAGR), from $2.33M to $5.41M.
What does debt issuance costs mean?: Cash paid for fees, legal costs, and underwriting discounts associated with issuing new debt.