Southern First Bancshares SFST Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Total Consumer by Product | |||||
| Construction | $99.59M-22.6% | $128.61M-48.5% | $249.74M— | —— | |
| Home Equitys | $946.35M+22.2% | $774.27M+6.0% | $730.42M— | —— | |
| Other | $157.16M-12.8% | $180.13M-4.1% | $187.82M— | —— | |
| Real Estate | $4.62B+3.0% | $4.49B+6.9% | $4.2B— | —— | |
| Total Commercial by Product | |||||
| Business | $2.38B+11.8% | $2.12B+5.9% | $2.01B— | —— | |
| Construction | $294.04M-46.6% | $550.3M— | —— | —— | |
| Non Owner Occupied Re | $3.77B+1.7% | $3.7B— | —— | —— | |
| Owner Occupied Re | $2.8B+9.2% | $2.57B+2.8% | $2.5B— | —— | |
| Notes Receivable Gross by Product | |||||
| Business | $2.19M— | —— | —— | —— | |
| Home Equitys | $2.43M— | —— | —— | —— | |
| Non Owner Occupied Re | $27.72M— | —— | —— | —— | |
| Real Estate | $14.6M— | —— | —— | —— | |
| Total Loan Balances By Payment Amount by Product | |||||
| Business | $2.38B+11.8% | $2.12B+5.9% | $2.01B— | —— | |
| Construction | $294.04M-46.6% | $550.3M— | —— | —— | |
| Home Equitys | $946.35M+22.2% | $774.27M— | —— | —— | |
| Non Owner Occupied Re | $3.77B+1.7% | $3.7B— | —— | —— | |
| Other | $157.16M-12.8% | $180.13M— | —— | —— | |
| Owner Occupied Re | $2.8B+9.2% | $2.57B+2.8% | $2.5B— | —— | |
| Real Estate | $4.62B+3.0% | $4.49B— | —— | —— | |
| Inventory Real Estate by Product | |||||
| Business | $2.19M— | —— | $1.52M— | —— | |
| Real Estate | $14.6M+148% | $5.89M+524% | $944K— | —— | |
| Allowance For Loan And Lease Losses Write Offs Net Of Recoveries by Product | |||||
| Business | -$166K+64.5% | -$468K-268% | $279K+82.4% | $153K— | |
| Home Equitys | $42K-80.0% | $210K+156% | -$373K-45.1% | -$257K— | |
| Other | $4K-78.9% | $19K— | —— | —— | |
| Change In Accounting Estimates by Product | |||||
| Business | $3.57M— | —— | —— | —— | |
| Construction | $324K— | —— | —— | —— | |
| Home Equitys | -$1.23M— | —— | —— | —— | |
| Non Owner Occupied Re | -$2.93M— | —— | —— | —— | |
| Other | $139K— | —— | —— | —— | |
| Owner Occupied Re | -$1.67M— | —— | —— | —— | |
| Real Estate | $2.61M— | —— | —— | —— | |
| Valuation Allowances And Reserves Recoveries by Product | |||||
| Business | $125K+11.6% | $112K-67.4% | $344K+65.4% | $208K— | |
| Home Equitys | $42K-83.5% | $255K+292% | $65K-29.3% | $92K— | |
| Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff by Product | |||||
| Business | $291K-49.8% | $580K+792% | $65K+18.2% | $55K— | |
| Provision For Loan Lease And Other Losses by Product | |||||
| Construction | -$261K— | —— | $550K+7.2% | $513K— | |
| Home Equitys | $362K— | —— | $422K-36.3% | $663K— | |
| Owner Occupied Re | $102K— | —— | —— | $1.48M— | |
| Financing Receivable Allowance For Credit Losses by Product | |||||
| Business | $46.66M+59.4% | $29.27M-7.2% | $31.53M+10.9% | $28.44M— | |
| Construction | $2.29M-56.0% | $5.2M-2.6% | $5.33M+25.2% | $4.26M— | |
| Home Equitys | $6.79M-34.0% | $10.29M0.0% | $10.29M+6.7% | $9.64M— | |
| Non Owner Occupied Re | $28.19M-33.7% | $42.51M-6.6% | $45.53M+12.9% | $40.31M— | |
| Other | $2.01M+16.5% | $1.73M-14.5% | $2.02M+67.8% | $1.2M— | |
| Owner Occupied Re | $15.38M-31.7% | $22.53M-6.9% | $24.19M+15.8% | $20.9M— | |
| Real Estate | $62.61M+31.0% | $47.8M+14.6% | $41.71M+23.2% | $33.86M— | |
| Allowance For Loan And Lease Losses Real Estate by Product | |||||
| Business | $1.06M— | —— | $478K— | —— | |
| Real Estate | $14.6M+148% | $5.89M+524% | $944K— | —— | |
| State And Local Income Tax Expense Benefit Continuing Operations by Geography | |||||
| AL | -$3K— | —— | $1K— | —— | |
| GA | $41K— | —— | $185K— | —— | |
| NC | $23K-79.1% | $110K+6.8% | $103K— | —— | |
| SC | $1.05M+132% | $450K+50.0% | $300K— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Southern First Bancshares break its business down?
- Southern First Bancshares (SFST) reports total consumer by product across 4 parts — Construction, Home Equitys, Other and Real Estate. Each is extracted from the segment footnotes and tracked over time.
- Where does Southern First Bancshares's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Southern First Bancshares's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
