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Upstart Holdings, Inc. UPST Repayments Of Accounts Receivable Securitization

Repayments Of Accounts Receivable Securitization at other companies

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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RepaymentsOfAccountsReceivableSecuritization.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s repayments of accounts receivable securitization?
Upstart Holdings, Inc. (UPST) reported repayments of accounts receivable securitization of $7.22M in Q1 2026.
How has Upstart Holdings, Inc.'s repayments of accounts receivable securitization changed year-over-year?
Upstart Holdings, Inc.'s repayments of accounts receivable securitization decreased by 37.0% year-over-year, from $11.44M to $7.22M.
What does repayments of accounts receivable securitization mean?
Cash outflows used to repay obligations associated with securitized accounts receivable. This metric tracks the deleveraging process of the company's securitization vehicles as the underlying assets are paid down. It is a key indicator of the company's management of its securitization-related debt obligations.