What is Upstart Holdings, Inc.'s interest paid?

Upstart Holdings, Inc. (UPST) reported interest paid of $3.49M in Q1 2026.

How has Upstart Holdings, Inc.'s interest paid changed year-over-year?

Upstart Holdings, Inc.'s interest paid decreased by 52.7% year-over-year, from $7.38M to $3.49M.

What is the long-term trend for Upstart Holdings, Inc.'s interest paid?

Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s interest paid has grown at a 90.9% compound annual growth rate (CAGR), from $3.27M to $43.48M.

What does interest paid mean?

Supplemental disclosure of total cash interest paid on all debt and lease obligations during the period.

Upstart Holdings, Inc. UPST Interest Paid

Interest Paid at other companies

SoFi Technologies, Inc.SOFI

$286.56M+2.5%

Affirm Holdings, Inc.AFRM

$108.44M+6.7%

Dave, Inc.DAVE

$1.61M-7.1%

Ally FinancialALLY

$1.37B-13.7%

Blue Owl Technology Finance Corp.OTF

$78.59M+140%

TransUnionTRU

$58.58M-10.2%

Other financials

Income statement

See full

Revenue$308.2M+44.4%

Operating income-$7.5M-67.2%

Net income-$6.6M-172%

EPS (diluted)-$0.07-133%

Balance sheet

See full

Cash & equivalents$931.3M+10.9%

Total debt$1.9B+40.3%

Total equity$733.2M+8.4%

Total assets$3.0B+29.0%

Cash flow

See full

Operating cash flow-$133.3M-888%

CapEx$2.8M—

Free cash flow-$136.0M-909%

Valuation

See full

Market cap$3.01B-43.6%

Enterprise value$4.02B-29.1%

P/E61×—

P/S2.6×-4.7×

Profitability

See full

Operating margin3.5%+1.9pp

Net margin4.3%+2.6pp

FCF margin27%+16.9pp

Returns & leverage

See full

Return on equity7%+4.4pp

Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestPaidNet.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s interest paid?: Upstart Holdings, Inc. (UPST) reported interest paid of $3.49M in Q1 2026.
How has Upstart Holdings, Inc.'s interest paid changed year-over-year?: Upstart Holdings, Inc.'s interest paid decreased by 52.7% year-over-year, from $7.38M to $3.49M.
What is the long-term trend for Upstart Holdings, Inc.'s interest paid?: Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s interest paid has grown at a 90.9% compound annual growth rate (CAGR), from $3.27M to $43.48M.
What does interest paid mean?: Supplemental disclosure of total cash interest paid on all debt and lease obligations during the period.