Skip to content

Upstart Holdings, Inc. UPST Increase (Decrease) In Fair Value Of Servicing Assets

Increase (Decrease) In Fair Value Of Servicing Assets at other companies

Starwood Property Trust logo
Starwood Property TrustSTWD
-$537K-171%
Hope Bancorp logo
Hope BancorpHOPE
$1.63M+12.9%
Starwood Property Trust logo
Starwood Property TrustSTWD
-$537K-171%
Starwood Property Trust logo
Starwood Property TrustSTWD
$1M+981%
Trico Bancshares logo
Trico BancsharesTCBK
$232K+65.7%
PennyMac Mortgage Investment Trust logo
PennyMac Mortgage Investment TrustPMT
-$61.3M+57.6%

Other financials

Income statement

See full
Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

See full
Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

See full
Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

See full
Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

See full
Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

See full
Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:IncreaseDecreaseInFairValueOfServicingAssets.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Upstart Holdings, Inc.'s increase (decrease) in fair value of servicing assets.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Upstart Holdings, Inc.'s increase (decrease) in fair value of servicing assets?
Upstart Holdings, Inc. (UPST) reported increase (decrease) in fair value of servicing assets of -$5.58M in Q1 2026.
How has Upstart Holdings, Inc.'s increase (decrease) in fair value of servicing assets changed year-over-year?
Upstart Holdings, Inc.'s increase (decrease) in fair value of servicing assets decreased by 36.5% year-over-year, from -$4.09M to -$5.58M.
What is the long-term trend for Upstart Holdings, Inc.'s increase (decrease) in fair value of servicing assets?
Over 3 years (2022 to 2025), Upstart Holdings, Inc.'s increase (decrease) in fair value of servicing assets has grown at a 12.9% compound annual growth rate (CAGR), from -$12.96M to -$18.65M.
What does increase (decrease) in fair value of servicing assets mean?
Reflects the non-cash adjustment to the carrying value of assets recognized for the right to service loans sold to third parties. Changes in this value are driven by market conditions, interest rate fluctuations, and changes in expected prepayment speeds of the underlying loan portfolios. It provides insight into the valuation volatility of the company's long-term servicing rights.