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Upstart Holdings, Inc. UPST Principal payments received on finance receivables held for sale

Principal payments received on finance receivables held for sale at other companies

Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$41.66M+8.9%
Rithm Capital logo
Rithm CapitalRITM
$310.41M+211%
Federal Agricultural Mortgage logo
Federal Agricultural MortgageAGM
$7.82M-60.8%
Two Harbors Investment Corporation logo
Two Harbors Investment CorporationTWO
$5K+400%
Arbor Realty Trust logo
Arbor Realty TrustABR
$36K-92.6%
Carvana logo
CarvanaCVNA
$62M+29.2%

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromCollectionOfLoansHeldForSale.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s principal payments received on finance receivables held for sale?
Upstart Holdings, Inc. (UPST) reported principal payments received on finance receivables held for sale of $41.66M in Q1 2026.
How has Upstart Holdings, Inc.'s principal payments received on finance receivables held for sale changed year-over-year?
Upstart Holdings, Inc.'s principal payments received on finance receivables held for sale increased by 8.9% year-over-year, from $38.25M to $41.66M.
What is the long-term trend for Upstart Holdings, Inc.'s principal payments received on finance receivables held for sale?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s principal payments received on finance receivables held for sale has grown at a 115.8% compound annual growth rate (CAGR), from $8.66M to $187.66M.
What does principal payments received on finance receivables held for sale mean?
Reflects the cash received from principal repayments on loans classified as held for sale prior to their ultimate disposition. This indicates the underlying performance and liquidity of the loan portfolio before the loans are sold to third-party investors.