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Upstart Holdings, Inc. UPST Proceeds From Sale Of Loans Held For Sale

Proceeds From Sale Of Loans Held For Sale at other companies

Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
$611.86M-22.5%

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromSaleOfLoansHeldForSale.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s proceeds from sale of loans held for sale?
Upstart Holdings, Inc. (UPST) reported proceeds from sale of loans held for sale of $2.37B in Q1 2026.
How has Upstart Holdings, Inc.'s proceeds from sale of loans held for sale changed year-over-year?
Upstart Holdings, Inc.'s proceeds from sale of loans held for sale increased by 80.1% year-over-year, from $1.32B to $2.37B.
What is the long-term trend for Upstart Holdings, Inc.'s proceeds from sale of loans held for sale?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s proceeds from sale of loans held for sale has grown at a -0.4% compound annual growth rate (CAGR), from $8.83B to $8.68B.
What does proceeds from sale of loans held for sale mean?
Represents the cash inflows generated from the sale of loans that were originated or acquired with the intent to sell in the near term. This metric reflects the company's ability to monetize its loan pipeline and recycle capital through its lending platform.