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Upstart Holdings, Inc. UPST Proceeds From Long Term Lines Of Credit

Proceeds From Long Term Lines Of Credit at other companies

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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromLongTermLinesOfCredit.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s proceeds from long term lines of credit?
Upstart Holdings, Inc. (UPST) reported proceeds from long term lines of credit of $123.52M in Q1 2026.
How has Upstart Holdings, Inc.'s proceeds from long term lines of credit changed year-over-year?
Upstart Holdings, Inc.'s proceeds from long term lines of credit increased by 130.2% year-over-year, from $53.66M to $123.52M.
What is the long-term trend for Upstart Holdings, Inc.'s proceeds from long term lines of credit?
Over 2 years (2022 to 2025), Upstart Holdings, Inc.'s proceeds from long term lines of credit has grown at a -34.6% compound annual growth rate (CAGR), from $688.81M to $294.22M.
What does proceeds from long term lines of credit mean?
Cash inflows generated from drawing down on long-term lines of credit or similar debt facilities. This metric represents the company's utilization of external financing to support its capital requirements or operational needs. It provides insight into the company's access to debt markets and its leverage strategy.