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Upstart Holdings, Inc. UPST Principal payments from commercial mortgage loans held-for-investment

Principal payments from commercial mortgage loans held-for-investment at other companies

Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
$1.29B+160%

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s principal payments from commercial mortgage loans held-for-investment?
Upstart Holdings, Inc. (UPST) reported principal payments from commercial mortgage loans held-for-investment of $76.44M in Q1 2026.
How has Upstart Holdings, Inc.'s principal payments from commercial mortgage loans held-for-investment changed year-over-year?
Upstart Holdings, Inc.'s principal payments from commercial mortgage loans held-for-investment increased by 33.1% year-over-year, from $57.42M to $76.44M.
What is the long-term trend for Upstart Holdings, Inc.'s principal payments from commercial mortgage loans held-for-investment?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s principal payments from commercial mortgage loans held-for-investment has grown at a 90.1% compound annual growth rate (CAGR), from $24.53M to $320.36M.
What does principal payments from commercial mortgage loans held-for-investment mean?
Represents the cash inflows received from the principal repayment of loans held for investment purposes. This metric indicates the rate at which the company's loan portfolio is amortizing or being paid down by borrowers. It serves as a key indicator of the liquidity generated from the company's long-term lending assets.