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Upstart Holdings, Inc. UPST Shares Reserved for Future Issuance Under Stock Plans

Shares Reserved for Future Issuance Under Stock Plans at other companies

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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CommonStockCapitalSharesReservedForFutureIssuance.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s shares reserved for future issuance under stock plans?
Upstart Holdings, Inc. (UPST) reported shares reserved for future issuance under stock plans of 28.1M in Q1 2026.
How has Upstart Holdings, Inc.'s shares reserved for future issuance under stock plans changed year-over-year?
Upstart Holdings, Inc.'s shares reserved for future issuance under stock plans decreased by 4.8% year-over-year, from 29.5M to 28.1M.
What is the long-term trend for Upstart Holdings, Inc.'s shares reserved for future issuance under stock plans?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s shares reserved for future issuance under stock plans has grown at a 0.4% compound annual growth rate (CAGR), from 26.1M to 26.5M.
What does shares reserved for future issuance under stock plans mean?
This represents the total number of common shares authorized and set aside for future issuance to employees and directors under equity compensation plans. It provides insight into the potential future dilution of existing shareholders. Investors monitor this to assess the firm's long-term incentive structure.