Wintrust Financial WTFC Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| Community Banking | $150.53M+1.3% | $148.65M-3.9% | $154.61M+11.1% | $139.13M+3.6% | $134.27M+1.6% | |
| Specialty finance | $63.09M+17.6% | $53.64M+2.1% | $52.57M+7.7% | $48.8M-3.0% | $50.29M+14.5% | |
| Wealth management | $13.76M-33.6% | $20.73M+128% | $9.08M+19.5% | $7.6M+69.7% | $4.48M-51.4% | |
| Income before taxes by Business | ||||||
| Community Banking | $201.65M+0.2% | $201.3M-5.2% | $212.36M+12.0% | $189.63M+5.7% | $179.49M-0.3% | |
| Specialty finance | $81.3M+11.3% | $73.02M+2.0% | $71.56M+6.1% | $67.47M-0.6% | $67.85M+12.3% | |
| Wealth management | $18M-35.5% | $27.9M+130% | $12.12M+21.4% | $9.99M+74.6% | $5.72M-54.4% | |
| Total non-interest expense by Business | ||||||
| Community Banking | $299.55M-1.8% | $304.92M+0.8% | $302.63M+0.2% | $302.04M+3.9% | $290.59M-0.8% | |
| Specialty finance | $59.21M+4.3% | $56.76M+0.7% | $56.39M-0.4% | $56.61M+6.9% | $52.97M-2.3% | |
| Wealth management | $35.62M+1.4% | $35.14M+6.0% | $33.15M-3.6% | $34.39M+2.8% | $33.46M+6.5% | |
| Non-interest income by Business | ||||||
| Community Banking | $77.88M-2.0% | $79.48M-3.7% | $82.51M+9.3% | $75.5M+2.7% | $73.49M+9.3% | |
| Specialty finance | $35.73M+8.5% | $32.93M+2.2% | $32.22M-3.9% | $33.52M+8.0% | $31.04M+3.1% | |
| Wealth management | $43.28M+4.5% | $41.4M+4.4% | $39.66M+0.3% | $39.54M+17.0% | $33.79M-7.7% | |
| Net Interest Income by Business | ||||||
| Community Banking | $450.6M-0.5% | $452.82M+0.1% | $452.55M+3.6% | $436.66M+4.2% | $419.01M+0.5% | |
| Specialty finance | $107.08M+8.9% | $98.35M+0.9% | $97.43M+5.5% | $92.31M+1.1% | $91.31M+1.0% | |
| Wealth management | $10.34M-52.2% | $21.65M+286% | $5.61M+16.0% | $4.84M-10.2% | $5.39M-26.7% | |
| Total assets at period end by Business | ||||||
| Community Banking | $57.23B-0.2% | $57.33B+1.6% | $56.44B+0.9% | $55.92B+4.5% | $53.53B+2.0% | |
| Specialty finance | $13.53B+8.2% | $12.5B+2.6% | $12.19B+1.0% | $12.06B+6.6% | $11.31B+0.7% | |
| Wealth management | $1.39B+6.5% | $1.31B+30.0% | $1B+0.9% | $995.91M-3.0% | $1.03B-10.3% | |
| Income Tax by Business | ||||||
| Community Banking | $51.11M-2.9% | $52.65M-8.8% | $57.75M+14.4% | $50.5M+11.7% | $45.22M-5.6% | |
| Specialty finance | $18.2M-6.0% | $19.38M+2.0% | $18.99M+1.7% | $18.67M+6.4% | $17.55M+6.4% | |
| Wealth management | $4.24M-41.0% | $7.18M+136% | $3.04M+27.4% | $2.39M+92.0% | $1.25M-62.5% | |
| Other segment expenses by Business | ||||||
| Community Banking | $132.61M-5.3% | $140.03M-0.7% | $140.98M+0.9% | $139.71M+5.4% | $132.49M-0.7% | |
| Specialty finance | $24.68M+0.4% | $24.58M+3.7% | $23.7M-5.5% | $25.09M+7.0% | $23.45M-2.4% | |
| Wealth management | $9.16M-9.5% | $10.12M+21.7% | $8.32M-9.9% | $9.23M-7.8% | $10.01M+7.5% | |
| Interest and Dividend Income, Operating by Business | ||||||
| Community Banking | $781.5M-4.1% | $815.07M-2.8% | $838.87M+4.8% | $800.32M+4.1% | $768.97M-3.1% | |
| Specialty finance | $124.58M+15.1% | $108.25M+0.4% | $107.84M+5.0% | $102.74M+1.0% | $101.7M+0.1% | |
| Wealth management | $10.48M-52.3% | $21.96M+285% | $5.7M+14.8% | $4.96M-10.3% | $5.53M-26.4% | |
| Gross carrying amount by Business | ||||||
| Community Banking | $158.11M0.0% | $158.11M0.0% | $158.11M0.0% | $158.11M0.0% | $158.11M0.0% | |
| Specialty finance | $1.96M-0.1% | $1.96M+0.1% | $1.96M-0.1% | $1.96M+0.2% | $1.96M0.0% | |
| Wealth management | $26.63M0.0% | $26.63M0.0% | $26.63M0.0% | $26.63M0.0% | $26.63M0.0% | |
| Salaries by Business | ||||||
| Community Banking | $101.58M+4.3% | $97.43M-0.5% | $97.9M+1.0% | $96.9M-1.7% | $98.59M+2.7% | |
| Specialty finance | $18.02M+6.2% | $16.97M+3.0% | $16.46M+5.3% | $15.64M-0.8% | $15.76M+0.8% | |
| Wealth management | $8.97M-10.3% | $10M+2.4% | $9.76M-3.4% | $10.1M+11.0% | $9.1M+2.1% | |
| Finite-Lived Intangible Assets, Net by Business | ||||||
| Community Banking | $76.61M-5.7% | $81.25M-5.4% | $85.93M-5.4% | $90.81M-5.5% | $96.06M-5.2% | |
| Specialty finance | $19K-34.5% | $29K-19.4% | $36K-23.4% | $47K-19.0% | $58K-25.6% | |
| Wealth management | $4.92M-5.9% | $5.23M-5.6% | $5.53M-5.3% | $5.84M-5.0% | $6.15M-5.2% | |
| Interest Expense by Business | ||||||
| Community Banking | $330.9M-8.7% | $362.24M-6.2% | $386.33M+6.2% | $363.66M+3.9% | $349.96M-7.2% | |
| Specialty finance | $17.49M+76.6% | $9.9M-4.9% | $10.41M-0.2% | $10.43M+0.3% | $10.39M-7.3% | |
| Wealth management | $139K-54.6% | $306K+248% | $88K-30.7% | $127K-11.2% | $143K-9.5% | |
| Commissions and incentive compensation by Business | ||||||
| Community Banking | $33.13M-5.6% | $35.1M+5.8% | $33.18M-0.5% | $33.33M+3.7% | $32.14M-5.6% | |
| Specialty finance | $9.86M+4.4% | $9.45M-9.5% | $10.45M+4.7% | $9.98M+10.3% | $9.04M-6.8% | |
| Wealth management | $14.42M+14.7% | $12.57M-0.4% | $12.62M+0.4% | $12.57M+10.7% | $11.36M+3.0% | |
| Goodwill by Business | ||||||
| Community Banking | $687.75M0.0% | $687.75M0.0% | $687.75M0.0% | $687.75M0.0% | $687.75M0.0% | |
| Specialty finance | $37.91M-0.8% | $38.21M+0.8% | $37.89M-1.3% | $38.4M+3.3% | $37.18M0.0% | |
| Wealth management | $72M0.0% | $72M0.0% | $72M0.0% | $72M0.0% | $72M0.0% | |
| Goodwill, Impairment Loss by Business | ||||||
| Community Banking | $0— | $0— | $0— | $0— | $0— | |
| Specialty finance | $0— | $0— | $0— | $0— | $0— | |
| Wealth management | $0— | $0— | $0— | $0— | $0— | |
| Goodwill, Acquired During Period by Business | ||||||
| Community Banking | $0— | $0— | $0— | $0— | $0— | |
| Specialty finance | $0— | $0— | $0— | $0— | $0— | |
| Wealth management | $0— | $0— | $0— | $0— | $0— | |
| Finite-Lived Intangible Assets, Accumulated Amortization by Business | ||||||
| Community Banking | $81.5M+6.0% | $76.86M+6.5% | $72.18M+7.2% | $67.3M+8.5% | $62.04M+9.3% | |
| Specialty finance | $1.94M+0.5% | $1.93M+0.4% | $1.92M+0.5% | $1.92M+0.7% | $1.9M+1.1% | |
| Wealth management | $21.71M+1.4% | $21.41M+1.5% | $21.1M+1.5% | $20.79M+1.5% | $20.48M+1.7% | |
| Benefits by Business | ||||||
| Community Banking | $32.24M-0.4% | $32.36M+5.8% | $30.58M-4.8% | $32.11M+17.3% | $27.37M-6.6% | |
| Specialty finance | $6.64M+15.1% | $5.77M-0.1% | $5.78M-2.2% | $5.91M+25.2% | $4.72M-3.4% | |
| Wealth management | $3.07M+25.2% | $2.45M+0.2% | $2.45M-1.4% | $2.48M-16.7% | $2.98M+37.6% | |
| Foreign Currency Adjustments by Business | ||||||
| Community Banking | $0— | $0— | $0— | $0— | $0— | |
| Specialty finance | -$302K-194% | $321K— | —— | $1.21M+12,220% | -$10K+99.3% | |
| Wealth management | $0— | $0— | $0— | $0— | $0— | |
| Provision for Credit Losses by Business | ||||||
| Community Banking | $27.28M+4.6% | $26.09M+30.0% | $20.06M-2.0% | $20.48M-8.7% | $22.43M+101% | |
| Specialty finance | $2.31M+53.9% | $1.5M-12.1% | $1.71M-2.7% | $1.76M+14.4% | $1.54M-73.7% | |
| Wealth management | $0— | $0— | $0— | $0— | $0— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Wintrust Financial break its business down?
- Wintrust Financial (WTFC) reports net income by business across 3 parts — Community Banking, Specialty finance and Wealth management. Each is extracted from the segment footnotes and tracked over time.
- Where does Wintrust Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Wintrust Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
