Wintrust Financial WTFC Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| Community Banking | $150.53M+12.1% | $148.65M+12.4% | $154.61M+34.2% | $139.13M+52.5% | $134.27M+11.8% | |
| Specialty finance | $63.09M+25.5% | $53.64M+22.1% | $52.57M+12.3% | $48.8M-8.1% | $50.29M+18.3% | |
| Wealth management | $13.76M+208% | $20.73M+125% | $9.08M+13.7% | $7.6M-5.8% | $4.48M-81.9% | |
| Income before taxes by Business | ||||||
| Community Banking | $201.65M+12.3% | $201.3M+11.8% | $212.36M+34.8% | $189.63M+48.3% | $179.49M+12.0% | |
| Specialty finance | $81.3M+19.8% | $73.02M+20.8% | $71.56M+10.8% | $67.47M-7.0% | $67.85M+16.9% | |
| Wealth management | $18M+215% | $27.9M+122% | $12.12M+14.5% | $9.99M-8.4% | $5.72M-82.0% | |
| Total non-interest expense by Business | ||||||
| Community Banking | $299.55M+3.1% | $304.92M+4.1% | $302.63M+6.1% | $302.04M+13.5% | $290.59M+12.7% | |
| Specialty finance | $59.21M+11.8% | $56.76M+4.6% | $56.39M+9.2% | $56.61M+10.5% | $52.97M+5.4% | |
| Wealth management | $35.62M+6.5% | $35.14M+11.8% | $33.15M-1.9% | $34.39M+5.4% | $33.46M-3.1% | |
| Non-interest income by Business | ||||||
| Community Banking | $77.88M+6.0% | $79.48M+18.2% | $82.51M+24.4% | $75.5M+5.4% | $73.49M-1.5% | |
| Specialty finance | $35.73M+15.1% | $32.93M+9.3% | $32.22M+8.9% | $33.52M+3.7% | $31.04M+13.6% | |
| Wealth management | $43.28M+28.1% | $41.4M+13.1% | $39.66M+6.0% | $39.54M+11.0% | $33.79M-42.2% | |
| Net Interest Income by Business | ||||||
| Community Banking | $450.6M+7.5% | $452.82M+8.6% | $452.55M+14.0% | $436.66M+21.7% | $419.01M+15.2% | |
| Specialty finance | $107.08M+17.3% | $98.35M+8.8% | $97.43M+10.2% | $92.31M-3.0% | $91.31M+11.0% | |
| Wealth management | $10.34M+92.0% | $21.65M+194% | $5.61M-19.1% | $4.84M-39.0% | $5.39M-30.5% | |
| Total assets at period end by Business | ||||||
| Community Banking | $57.23B+6.9% | $57.33B+9.2% | $56.44B+9.4% | $55.92B+17.5% | $53.53B+17.1% | |
| Specialty finance | $13.53B+19.6% | $12.5B+11.3% | $12.19B+10.3% | $12.06B+9.5% | $11.31B+5.6% | |
| Wealth management | $1.39B+35.4% | $1.31B+14.1% | $1B-12.0% | $995.91M-13.8% | $1.03B-10.2% | |
| Income Tax by Business | ||||||
| Community Banking | $51.11M+13.0% | $52.65M+9.9% | $57.75M+36.4% | $50.5M+37.7% | $45.22M+12.6% | |
| Specialty finance | $18.2M+3.7% | $19.38M+17.5% | $18.99M+6.9% | $18.67M-3.9% | $17.55M+13.1% | |
| Wealth management | $4.24M+240% | $7.18M+116% | $3.04M+17.1% | $2.39M-15.8% | $1.25M-82.2% | |
| Other segment expenses by Business | ||||||
| Community Banking | $132.61M+0.1% | $140.03M+4.9% | $140.98M+9.2% | $139.71M+15.3% | $132.49M+13.6% | |
| Specialty finance | $24.68M+5.3% | $24.58M+2.3% | $23.7M+6.0% | $25.09M+12.4% | $23.45M+2.9% | |
| Wealth management | $9.16M-8.5% | $10.12M+8.7% | $8.32M+0.7% | $9.23M+8.6% | $10.01M+18.0% | |
| Interest and Dividend Income, Operating by Business | ||||||
| Community Banking | $781.5M+1.6% | $815.07M+2.7% | $838.87M+6.2% | $800.32M+10.3% | $768.97M+11.1% | |
| Specialty finance | $124.58M+22.5% | $108.25M+6.6% | $107.84M+6.8% | $102.74M-4.6% | $101.7M+6.9% | |
| Wealth management | $10.48M+89.5% | $21.96M+192% | $5.7M-19.7% | $4.96M-39.1% | $5.53M-30.9% | |
| Gross carrying amount by Business | ||||||
| Community Banking | $158.11M0.0% | $158.11M0.0% | $158.11M+2.3% | $158.11M+186% | $158.11M+186% | |
| Specialty finance | $1.96M+0.1% | $1.96M+0.1% | $1.96M-0.1% | $1.96M+0.1% | $1.96M-0.2% | |
| Wealth management | $26.63M0.0% | $26.63M0.0% | $26.63M0.0% | $26.63M0.0% | $26.63M0.0% | |
| Salaries by Business | ||||||
| Community Banking | $101.58M+3.0% | $97.43M+1.5% | $97.9M+5.1% | $96.9M+9.7% | $98.59M+13.7% | |
| Specialty finance | $18.02M+14.3% | $16.97M+8.5% | $16.46M+8.6% | $15.64M-0.7% | $15.76M+8.4% | |
| Wealth management | $8.97M-1.4% | $10M+12.2% | $9.76M-4.3% | $10.1M+7.1% | $9.1M-12.8% | |
| Finite-Lived Intangible Assets, Net by Business | ||||||
| Community Banking | $76.61M-20.3% | $81.25M-19.8% | $85.93M-16.7% | $90.81M+1,104% | $96.06M+1,056% | |
| Specialty finance | $19K-67.2% | $29K-62.8% | $36K-60.4% | $47K-53.0% | $58K-48.7% | |
| Wealth management | $4.92M-20.1% | $5.23M-19.5% | $5.53M-18.9% | $5.84M-18.5% | $6.15M-18.1% | |
| Interest Expense by Business | ||||||
| Community Banking | $330.9M-5.4% | $362.24M-3.9% | $386.33M-1.8% | $363.66M-0.8% | $349.96M+6.6% | |
| Specialty finance | $17.49M+68.3% | $9.9M-11.6% | $10.41M-16.7% | $10.43M-16.3% | $10.39M-19.2% | |
| Wealth management | $139K-2.8% | $306K+93.7% | $88K-46.3% | $127K-44.3% | $143K-41.6% | |
| Commissions and incentive compensation by Business | ||||||
| Community Banking | $33.13M+3.1% | $35.1M+3.1% | $33.18M-6.4% | $33.33M+6.6% | $32.14M+7.9% | |
| Specialty finance | $9.86M+9.1% | $9.45M-2.6% | $10.45M+13.5% | $9.98M+16.3% | $9.04M+4.7% | |
| Wealth management | $14.42M+26.9% | $12.57M+14.0% | $12.62M-2.5% | $12.57M+2.0% | $11.36M-9.7% | |
| Goodwill by Business | ||||||
| Community Banking | $687.75M0.0% | $687.75M0.0% | $687.75M-0.4% | $687.75M+26.0% | $687.75M+26.0% | |
| Specialty finance | $37.91M+2.0% | $38.21M+2.7% | $37.89M-1.7% | $38.4M+0.3% | $37.18M-3.5% | |
| Wealth management | $72M0.0% | $72M0.0% | $72M0.0% | $72M0.0% | $72M0.0% | |
| Goodwill, Impairment Loss by Business | ||||||
| Community Banking | $0— | $0— | $0— | $0— | $0— | |
| Specialty finance | $0— | $0— | $0— | $0— | $0— | |
| Wealth management | $0— | $0— | $0— | $0— | $0— | |
| Goodwill, Acquired During Period by Business | ||||||
| Community Banking | $0— | $0— | $0-100% | $0— | $0— | |
| Specialty finance | $0— | $0— | $0— | $0— | $0— | |
| Wealth management | $0— | $0— | $0— | $0— | $0— | |
| Finite-Lived Intangible Assets, Accumulated Amortization by Business | ||||||
| Community Banking | $81.5M+31.4% | $76.86M+35.4% | $72.18M+40.5% | $67.3M+41.2% | $62.04M+32.3% | |
| Specialty finance | $1.94M+2.1% | $1.93M+2.7% | $1.92M+2.8% | $1.92M+2.9% | $1.9M+2.8% | |
| Wealth management | $21.71M+6.0% | $21.41M+6.3% | $21.1M+6.5% | $20.79M+6.8% | $20.48M+7.1% | |
| Benefits by Business | ||||||
| Community Banking | $32.24M+17.8% | $32.36M+10.4% | $30.58M+11.4% | $32.11M+25.7% | $27.37M+10.9% | |
| Specialty finance | $6.64M+40.7% | $5.77M+18.1% | $5.78M+18.1% | $5.91M+28.4% | $4.72M+9.4% | |
| Wealth management | $3.07M+3.0% | $2.45M+13.3% | $2.45M+2.9% | $2.48M+4.2% | $2.98M-1.0% | |
| Foreign Currency Adjustments by Business | ||||||
| Community Banking | $0— | $0— | $0— | $0— | $0— | |
| Specialty finance | -$302K-2,920% | $321K+124% | —— | $1.21M+636% | -$10K+98.0% | |
| Wealth management | $0— | $0— | $0— | $0— | $0— | |
| Provision for Credit Losses by Business | ||||||
| Community Banking | $27.28M+21.6% | $26.09M+134% | $20.06M-2.0% | $20.48M-43.6% | $22.43M+10.0% | |
| Specialty finance | $2.31M+50.7% | $1.5M-74.2% | $1.71M-8.1% | $1.76M-53.0% | $1.54M+19.8% | |
| Wealth management | $0— | $0— | $0— | $0— | $0— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Wintrust Financial break its business down?
- Wintrust Financial (WTFC) reports net income by business across 3 parts — Community Banking, Specialty finance and Wealth management. Each is extracted from the segment footnotes and tracked over time.
- Where does Wintrust Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Wintrust Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
