Wintrust Financial WTFC Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Net Income by Business | |||||
| Community Banking | $576.67M+25.7% | $458.71M+10.8% | $414.06M+18.5% | $349.35M+9.5% | |
| Specialty finance | $205.3M+10.2% | $186.35M+6.2% | $175.54M+45.2% | $120.91M+10.8% | |
| Wealth management | $41.88M-16.2% | $49.99M+51.4% | $33.02M-16.2% | $39.43M+4.1% | |
| Income before taxes by Business | |||||
| Community Banking | $782.79M+25.1% | $625.78M+11.2% | $562.67M+17.6% | $478.29M— | |
| Specialty finance | $279.89M+9.5% | $255.56M+6.9% | $239.03M+43.0% | $167.19M— | |
| Wealth management | $55.73M-15.2% | $65.75M+51.6% | $43.38M-21.2% | $55.07M— | |
| Total non-interest expense by Business | |||||
| Community Banking | $1.2B+8.9% | $1.1B+6.3% | $1.04B+11.9% | $926.3M+1.5% | |
| Specialty finance | $222.72M+7.4% | $207.37M+11.2% | $186.51M+7.9% | $172.78M+20.4% | |
| Wealth management | $136.14M+2.9% | $132.36M+5.1% | $125.92M+16.8% | $107.84M-3.3% | |
| Non-interest income by Business | |||||
| Community Banking | $310.98M+11.1% | $279.85M+6.4% | $263.02M-11.9% | $298.57M-29.4% | |
| Specialty finance | $129.71M+8.7% | $119.34M+12.6% | $105.99M+8.5% | $97.7M+2.0% | |
| Wealth management | $154.39M-8.2% | $168.13M+23.1% | $136.56M+9.6% | $124.61M-3.4% | |
| Net Interest Income by Business | |||||
| Community Banking | $1.76B+14.6% | $1.54B+6.6% | $1.44B+22.1% | $1.18B+35.9% | |
| Specialty finance | $379.4M+6.5% | $356.29M+8.3% | $329.04M+33.4% | $246.68M+24.6% | |
| Wealth management | $37.48M+25.1% | $29.97M-8.4% | $32.74M-14.5% | $38.3M+19.9% | |
| Total assets at period end by Business | |||||
| Community Banking | $223.23B+13.1% | $197.43B+14.6% | $172.22B+5.8% | $162.71B— | |
| Specialty finance | $48.06B+9.2% | $44.01B+5.9% | $41.58B+12.0% | $37.11B— | |
| Wealth management | $4.33B-5.5% | $4.59B-11.4% | $5.18B-23.1% | $6.73B— | |
| Income Tax by Business | |||||
| Community Banking | $206.12M+23.4% | $167.07M+12.4% | $148.61M+15.3% | $128.94M+7.4% | |
| Specialty finance | $74.59M+7.8% | $69.21M+9.0% | $63.48M+37.2% | $46.29M+15.6% | |
| Wealth management | $13.86M-12.1% | $15.76M+52.1% | $10.36M-33.8% | $15.65M+35.9% | |
| Other segment expenses by Business | |||||
| Community Banking | $553.21M+10.6% | $500.33M+3.3% | $484.26M+20.7% | $401.18M— | |
| Specialty finance | $96.81M+5.8% | $91.48M+11.5% | $82.02M+1.8% | $80.6M— | |
| Wealth management | $37.68M+9.0% | $34.56M-4.6% | $36.23M+18.5% | $30.58M— | |
| Interest and Dividend Income, Operating by Business | |||||
| Community Banking | $3.22B+7.4% | $3B+21.9% | $2.46B+74.4% | $1.41B— | |
| Specialty finance | $420.53M+3.8% | $405.32M+12.0% | $362.04M+36.0% | $266.24M— | |
| Wealth management | $38.15M+24.0% | $30.77M-9.2% | $33.87M-14.3% | $39.54M— | |
| Gross carrying amount by Business | |||||
| Community Banking | $632.42M+49.5% | $423.02M+91.6% | $220.82M0.0% | $220.82M— | |
| Specialty finance | $7.84M0.0% | $7.84M-0.1% | $7.85M-0.1% | $7.86M— | |
| Wealth management | $106.52M0.0% | $106.52M+6.2% | $100.32M+22.8% | $81.72M— | |
| Salaries by Business | |||||
| Community Banking | $390.82M+7.3% | $364.14M+6.8% | $340.99M+11.4% | $306.06M— | |
| Specialty finance | $64.83M+6.2% | $61.07M+7.1% | $57.02M+26.6% | $45.04M— | |
| Wealth management | $38.97M-0.1% | $38.99M-0.4% | $39.13M+32.5% | $29.53M— | |
| Finite-Lived Intangible Assets, Net by Business | |||||
| Community Banking | $354.04M+60.7% | $220.32M+431% | $41.49M-27.5% | $57.2M-25.0% | |
| Specialty finance | $170K-55.5% | $382K-33.6% | $575K-28.7% | $806K-26.3% | |
| Wealth management | $22.75M-18.7% | $27.99M-1.7% | $28.47M+73.4% | $16.42M-31.3% | |
| Interest Expense by Business | |||||
| Community Banking | $1.46B-0.2% | $1.47B+43.5% | $1.02B+341% | $231.29M— | |
| Specialty finance | $41.13M-16.1% | $49.03M+48.6% | $32.99M+68.7% | $19.56M— | |
| Wealth management | $664K-16.5% | $795K-29.7% | $1.13M-8.6% | $1.24M— | |
| Commissions and incentive compensation by Business | |||||
| Community Banking | $133.73M+2.5% | $130.52M+17.6% | $110.99M-12.7% | $127.18M— | |
| Specialty finance | $38.91M+7.7% | $36.13M+18.9% | $30.4M-3.0% | $31.33M— | |
| Wealth management | $49.12M+0.5% | $48.87M+20.0% | $40.72M+3.4% | $39.37M— | |
| Goodwill by Business | |||||
| Community Banking | $2.75B+11.4% | $2.47B+13.1% | $2.18B0.0% | $2.18B+1.3% | |
| Specialty finance | $151.68M-0.6% | $152.53M-1.6% | $155M-1.0% | $156.54M-2.7% | |
| Wealth management | $287.98M0.0% | $287.98M+0.9% | $285.36M+2.8% | $277.49M0.0% | |
| Goodwill, Impairment Loss by Business | |||||
| Community Banking | $0— | $0— | $0— | $0— | |
| Specialty finance | $0— | $0— | $0— | $0— | |
| Wealth management | $0— | $0— | $0— | $0— | |
| Goodwill, Acquired During Period by Business | |||||
| Community Banking | $0-100% | $144.59M— | $0— | —— | |
| Specialty finance | $0— | $0— | $0— | —— | |
| Wealth management | $0— | $0— | —— | —— | |
| Finite-Lived Intangible Assets, Accumulated Amortization by Business | |||||
| Community Banking | $278.39M+37.3% | $202.71M+13.0% | $179.33M+9.6% | $163.63M+13.2% | |
| Specialty finance | $7.67M+2.8% | $7.46M+2.6% | $7.28M+3.2% | $7.05M+4.0% | |
| Wealth management | $83.77M+6.7% | $78.53M+9.3% | $71.85M+10.0% | $65.3M+12.9% | |
| Benefits by Business | |||||
| Community Banking | $122.42M+14.4% | $106.99M+6.8% | $100.19M+9.1% | $91.88M— | |
| Specialty finance | $22.17M+18.6% | $18.69M+9.5% | $17.07M+8.0% | $15.81M— | |
| Wealth management | $10.37M+4.3% | $9.94M+1.0% | $9.84M+17.6% | $8.37M— | |
| Foreign Currency Adjustments by Business | |||||
| Community Banking | $0— | $0— | —— | —— | |
| Wealth management | $0— | $0— | —— | —— | |
| Provision for Credit Losses by Business | |||||
| Community Banking | $89.05M+0.8% | $88.35M-15.8% | $104.9M+41.4% | $74.18M+223% | |
| Specialty finance | $6.5M-48.8% | $12.7M+33.8% | $9.5M+116% | $4.41M+321% | |
| Wealth management | $0— | $0— | $0— | $0— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Wintrust Financial break its business down?
- Wintrust Financial (WTFC) reports net income by business across 3 parts — Community Banking, Specialty finance and Wealth management. Each is extracted from the segment footnotes and tracked over time.
- Where does Wintrust Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Wintrust Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
