M&T Bank MTB Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| All Other | -$42M-147% | $90M+95.7% | $46M+356% | -$18M+84.3% | -$115M-400% | |
| Commercial Bank | $250M+16.8% | $214M-6.1% | $228M-1.3% | $231M0.0% | $231M+2.2% | |
| Institutional Services and Wealth Management | $112M+0.9% | $111M-21.8% | $142M+10.9% | $128M+5.8% | $121M-4.0% | |
| Retail Bank | $344M0.0% | $344M-8.5% | $376M+0.3% | $375M+8.1% | $347M-1.4% | |
| Net Interest Income by Business | ||||||
| All Other | $111M+33.7% | $83M+38.3% | $60M+114% | $28M+21.7% | $23M+142% | |
| Commercial Bank | $535M-3.3% | $553M+2.6% | $539M+1.5% | $531M+0.4% | $529M-5.5% | |
| Institutional Services and Wealth Management | $156M+0.6% | $155M-4.9% | $163M-1.8% | $166M-2.9% | $171M-6.6% | |
| Retail Bank | $950M-3.8% | $988M-1.1% | $999M+1.1% | $988M+1.6% | $972M-6.5% | |
| Noninterest income by Business | ||||||
| All Other | $58M+100% | $29M-42.0% | $50M+163% | $19M-9.5% | $21M-65.6% | |
| Commercial Bank | $193M-7.2% | $208M-0.5% | $209M+2.0% | $205M+18.5% | $173M-6.5% | |
| Institutional Services and Wealth Management | $221M-3.5% | $229M-6.1% | $244M+8.4% | $225M+7.7% | $209M+1.0% | |
| Retail Bank | $217M-5.7% | $230M-7.6% | $249M+6.4% | $234M+12.5% | $208M+2.0% | |
| Income taxes by Business | ||||||
| All Other | -$45M-125% | -$20M+13.0% | -$23M+34.3% | -$35M+47.0% | -$66M-37.5% | |
| Commercial Bank | $89M+17.1% | $76M-7.3% | $82M0.0% | $82M-2.4% | $84M0.0% | |
| Institutional Services and Wealth Management | $39M0.0% | $39M-18.8% | $48M+9.1% | $44M+7.3% | $41M-4.7% | |
| Retail Bank | $116M-0.9% | $117M-7.1% | $126M-1.6% | $128M+8.5% | $118M-3.3% | |
| Revenue by Business | ||||||
| Commercial Bank | $728M-4.3% | $761M+1.7% | $748M+1.6% | $736M+4.8% | $702M-5.8% | |
| Institutional Services and Wealth Management | $377M-1.8% | $384M-5.7% | $407M+4.1% | $391M+2.9% | $380M-2.6% | |
| Retail Bank | $1.17B-4.2% | $1.22B-2.4% | $1.25B+2.1% | $1.22B+3.6% | $1.18B-5.1% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| All Other | -$87M— | —— | $23M+143% | -$53M+70.7% | -$181M-155% | |
| Commercial Bank | 33,900,000,000%+4,900,000,000pp | 29,000,000,000%-2,000,000,000pp | 31,000,000,000%-300,000,000pp | 31,300,000,000%-200,000,000pp | 31,500,000,000%+500,000,000pp | |
| Institutional Services and Wealth Management | $151M+0.7% | $150M-21.1% | $190M+10.5% | $172M+6.2% | $162M-4.1% | |
| Retail Bank | 46,000,000,000%-100,000,000pp | 46,100,000,000%-4,100,000,000pp | 50,200,000,000%-100,000,000pp | 50,300,000,000%+3,800,000,000pp | 46,500,000,000%-900,000,000pp | |
| Indirect expense by Business | ||||||
| All Other | -$496M-1.6% | -$488M+2.8% | -$502M+0.2% | -$503M-4.1% | -$483M+2.0% | |
| Commercial Bank | $127M+0.8% | $126M-0.8% | $127M-1.6% | $129M+4.9% | $123M+9.8% | |
| Institutional Services and Wealth Management | $80M+15.9% | $69M-11.5% | $78M-4.9% | $82M+1.2% | $81M-3.6% | |
| Retail Bank | $289M-1.4% | $293M-1.3% | $297M+1.7% | $292M+4.7% | $279M-6.1% | |
| Salaries and employee benefits by Business | ||||||
| All Other | $463M+36.2% | $340M-4.8% | $357M+0.6% | $355M-18.2% | $434M+34.0% | |
| Commercial Bank | $145M-7.1% | $156M-2.5% | $160M+6.7% | $150M-0.7% | $151M-4.4% | |
| Institutional Services and Wealth Management | $109M-1.8% | $111M-0.9% | $112M+4.7% | $107M+0.9% | $106M-0.9% | |
| Retail Bank | $197M-2.5% | $202M-1.0% | $204M+1.5% | $201M+2.6% | $196M-2.5% | |
| Other direct expenses by Business | ||||||
| All Other | $211M+1.9% | $207M+4.0% | $199M-2.9% | $205M-0.5% | $206M-2.8% | |
| Commercial Bank | $78M+5.4% | $74M+8.8% | $68M-6.8% | $73M+9.0% | $67M-18.3% | |
| Institutional Services and Wealth Management | $35M-32.7% | $52M+108% | $25M-3.8% | $26M0.0% | $26M-3.7% | |
| Retail Bank | $103M-10.4% | $115M-0.9% | $116M+22.1% | $95M-4.0% | $99M-19.5% | |
| Average total assets by Business | ||||||
| All Other | $71.46B+58,473% | $122M-99.8% | $70.82B-0.9% | $71.5B+1.4% | $70.48B— | |
| Commercial Bank | $78.8B— | —— | $78.23B-0.3% | $78.5B-1.1% | $79.36B— | |
| Institutional Services and Wealth Management | $4.74B+7,198% | $65M-98.5% | $4.36B+1.9% | $4.27B+4.1% | $4.1B+6,211% | |
| Retail Bank | $58.82B+8,474% | $686M-98.8% | $57.65B+3.0% | $56B+3.0% | $54.38B+19,893% | |
| Depreciation and amortization of premises and equipment by Business | ||||||
| All Other | $49M-2.0% | $50M0.0% | $50M-2.0% | $51M-8.9% | $56M+5.7% | |
| Commercial Bank | $10M0.0% | $10M-9.1% | $11M0.0% | $11M+10.0% | $10M0.0% | |
| Institutional Services and Wealth Management | $2M0.0% | $2M0.0% | $2M0.0% | $2M0.0% | $2M-33.3% | |
| Retail Bank | $36M-40.0% | $60M+1.7% | $59M-1.7% | $60M-3.2% | $62M-1.6% | |
| Provision for Credit Losses by Business | ||||||
| All Other | $29M+143% | -$67M-294% | -$17M-113% | -$8M-167% | $12M— | |
| Commercial Bank | $29M-72.4% | $105M+45.8% | $72M+20.0% | $60M+66.7% | $36M-50.7% | |
| Institutional Services and Wealth Management | $0— | $0— | $0-100% | $2M-33.3% | $3M— | |
| Retail Bank | $82M-5.7% | $87M+24.3% | $70M-1.4% | $71M-10.1% | $79M-8.1% | |
| Revenue by Product | ||||||
| Brokerage services income | $35M+2.9% | $34M0.0% | $34M+9.7% | $31M-3.1% | $32M+6.7% | |
| Merchant discount and credit card interchange fees | $37M-14.0% | $43M-8.5% | $47M+2.2% | $46M+24.3% | $37M-9.8% | |
| Service charges on deposit accounts | $139M-0.7% | $140M-0.7% | $141M+2.9% | $137M+3.0% | $133M+1.5% | |
| Trust income | $183M-0.5% | $184M+1.7% | $181M-0.5% | $182M+2.8% | $177M+1.1% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does M&T Bank break its business down?
- M&T Bank (MTB) reports net income by business across 4 parts — All Other, Commercial Bank, Institutional Services and Wealth Management and Retail Bank. Each is extracted from the segment footnotes and tracked over time.
- Where does M&T Bank's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in M&T Bank's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
