M&T Bank MTB Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| All Other | -$42M+63.5% | $90M+491% | $46M+146% | -$18M+89.2% | -$115M+52.9% | |
| Commercial Bank | $250M+8.2% | $214M-5.3% | $228M-4.6% | $231M+12.7% | $231M+14.9% | |
| Institutional Services and Wealth Management | $112M-7.4% | $111M-11.9% | $142M+3.6% | $128M-11.1% | $121M-5.5% | |
| Retail Bank | $344M-0.9% | $344M-2.3% | $376M-15.7% | $375M-20.6% | $347M-22.2% | |
| Net Interest Income by Business | ||||||
| All Other | $111M+383% | $83M+251% | $60M+162% | $28M+124% | $23M+118% | |
| Commercial Bank | $535M+1.1% | $553M-1.3% | $539M-2.2% | $531M-4.0% | $529M-3.5% | |
| Institutional Services and Wealth Management | $156M-8.8% | $155M-15.3% | $163M-11.9% | $166M-14.4% | $171M-8.1% | |
| Retail Bank | $950M-2.3% | $988M-5.0% | $999M-8.1% | $988M-9.4% | $972M-9.2% | |
| Noninterest income by Business | ||||||
| All Other | $58M+176% | $29M-52.5% | $50M+100% | $19M+111% | $21M-48.8% | |
| Commercial Bank | $193M+11.6% | $208M+12.4% | $209M+21.5% | $205M+25.0% | $173M+14.6% | |
| Institutional Services and Wealth Management | $221M+5.7% | $229M+10.6% | $244M+19.6% | $225M+8.7% | $209M+9.4% | |
| Retail Bank | $217M+4.3% | $230M+12.7% | $249M+21.5% | $234M+14.7% | $208M+5.6% | |
| Income taxes by Business | ||||||
| All Other | -$45M+31.8% | -$20M+58.3% | -$23M+77.2% | -$35M+61.1% | -$66M+53.5% | |
| Commercial Bank | $89M+6.0% | $76M-9.5% | $82M-5.7% | $82M+7.9% | $84M+10.5% | |
| Institutional Services and Wealth Management | $39M-4.9% | $39M-9.3% | $48M+2.1% | $44M-13.7% | $41M-6.8% | |
| Retail Bank | $116M-1.7% | $117M-4.1% | $126M-18.7% | $128M-21.5% | $118M-23.9% | |
| Revenue by Business | ||||||
| Commercial Bank | $728M+3.7% | $761M+2.1% | $748M+3.5% | $736M+2.6% | $702M+0.4% | |
| Institutional Services and Wealth Management | $377M-0.8% | $384M-1.5% | $407M+4.6% | $391M-2.5% | $380M+0.8% | |
| Retail Bank | $1.17B-1.1% | $1.22B-2.1% | $1.25B-3.4% | $1.22B-5.6% | $1.18B-6.9% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| All Other | -$87M+51.9% | —— | $23M+111% | -$53M+79.3% | -$181M+53.1% | |
| Commercial Bank | 33,900,000,000%+2,400,000,000pp | 29,000,000,000%-2,000,000,000pp | 31,000,000,000%-1,600,000,000pp | 31,300,000,000%+3,200,000,000pp | 31,500,000,000%+3,800,000,000pp | |
| Institutional Services and Wealth Management | $151M-6.8% | $150M-11.2% | $190M+3.3% | $172M-11.8% | $162M-5.8% | |
| Retail Bank | 46,000,000,000%-500,000,000pp | 46,100,000,000%-1,300,000,000pp | 50,200,000,000%-9,900,000,000pp | 50,300,000,000%-13,200,000,000pp | 46,500,000,000%-13,600,000,000pp | |
| Indirect expense by Business | ||||||
| All Other | -$496M-2.7% | -$488M+1.0% | -$502M-10.1% | -$503M-11.0% | -$483M-9.0% | |
| Commercial Bank | $127M+3.3% | $126M+12.5% | $127M0.0% | $129M+1.6% | $123M-0.8% | |
| Institutional Services and Wealth Management | $80M-1.2% | $69M-17.9% | $78M+5.4% | $82M+10.8% | $81M+8.0% | |
| Retail Bank | $289M+3.6% | $293M-1.3% | $297M+16.5% | $292M+15.9% | $279M+14.3% | |
| Salaries and employee benefits by Business | ||||||
| All Other | $463M+6.7% | $340M+4.9% | $357M+10.2% | $355M+12.3% | $434M+9.3% | |
| Commercial Bank | $145M-4.0% | $156M-1.3% | $160M+5.3% | $150M-2.6% | $151M+3.4% | |
| Institutional Services and Wealth Management | $109M+2.8% | $111M+3.7% | $112M+8.7% | $107M+3.9% | $106M+6.0% | |
| Retail Bank | $197M+0.5% | $202M+0.5% | $204M+4.1% | $201M+5.2% | $196M+3.2% | |
| Other direct expenses by Business | ||||||
| All Other | $211M+2.4% | $207M-2.4% | $199M-4.3% | $205M-7.7% | $206M-13.8% | |
| Commercial Bank | $78M+16.4% | $74M-9.8% | $68M-1.4% | $73M+7.4% | $67M+1.5% | |
| Institutional Services and Wealth Management | $35M+34.6% | $52M+92.6% | $25M+4.2% | $26M+13.0% | $26M-7.1% | |
| Retail Bank | $103M+4.0% | $115M-6.5% | $116M+10.5% | $95M+2.2% | $99M-1.0% | |
| Average total assets by Business | ||||||
| All Other | $71.46B+1.4% | $122M— | $70.82B-1.8% | $71.5B-3.6% | $70.48B-5.4% | |
| Commercial Bank | $78.8B-0.7% | —— | $78.23B-2.7% | $78.5B-3.3% | $79.36B-2.1% | |
| Institutional Services and Wealth Management | $4.74B+15.7% | $65M0.0% | $4.36B+11.7% | $4.27B+16.5% | $4.1B+12.8% | |
| Retail Bank | $58.82B+8.2% | $686M+152% | $57.65B+8.5% | $56B+5.8% | $54.38B+4.1% | |
| Depreciation and amortization of premises and equipment by Business | ||||||
| All Other | $49M-12.5% | $50M-5.7% | $50M0.0% | $51M0.0% | $56M+3.7% | |
| Commercial Bank | $10M0.0% | $10M0.0% | $11M+10.0% | $11M+10.0% | $10M+11.1% | |
| Institutional Services and Wealth Management | $2M0.0% | $2M-33.3% | $2M+100% | $2M-33.3% | $2M0.0% | |
| Retail Bank | $36M-41.9% | $60M-4.8% | $59M-3.3% | $60M-4.8% | $62M-4.6% | |
| Provision for Credit Losses by Business | ||||||
| All Other | $29M+142% | -$67M— | -$17M-525% | -$8M-180% | $12M-78.2% | |
| Commercial Bank | $29M-19.4% | $105M+43.8% | $72M+84.6% | $60M-22.1% | $36M-53.2% | |
| Institutional Services and Wealth Management | $0-100% | $0— | $0-100% | $2M-33.3% | $3M— | |
| Retail Bank | $82M+3.8% | $87M+1.2% | $70M-5.4% | $71M+18.3% | $79M+16.2% | |
| Revenue by Product | ||||||
| Brokerage services income | $35M+9.4% | $34M+13.3% | $34M+6.3% | $31M+3.3% | $32M+10.3% | |
| Merchant discount and credit card interchange fees | $37M0.0% | $43M+4.9% | $47M+14.6% | $46M+7.0% | $37M0.0% | |
| Service charges on deposit accounts | $139M+4.5% | $140M+6.9% | $141M+6.8% | $137M+7.9% | $133M+7.3% | |
| Trust income | $183M+3.4% | $184M+5.1% | $181M+6.5% | $182M+7.1% | $177M+10.6% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does M&T Bank break its business down?
- M&T Bank (MTB) reports net income by business across 4 parts — All Other, Commercial Bank, Institutional Services and Wealth Management and Retail Bank. Each is extracted from the segment footnotes and tracked over time.
- Where does M&T Bank's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in M&T Bank's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
