M&T Bank MTB Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| All Other | $76M+119% | $3M+101% | -$110M+86.1% | -$257M+69.6% | -$405M+49.8% | |
| Commercial Bank | $923M+2.4% | $904M+3.8% | $916M+5.9% | $927M+5.7% | $901M-0.7% | |
| Institutional Services and Wealth Management | $493M-6.6% | $502M-6.2% | $517M+0.6% | $512M+3.0% | $528M-17.2% | |
| Retail Bank | $1.44B-11.0% | $1.44B-16.0% | $1.45B-19.5% | $1.52B-16.9% | $1.62B-11.7% | |
| Net Interest Income by Business | ||||||
| All Other | $282M+214% | $194M+149% | $56M+113% | -$101M+75.8% | -$248M+35.5% | |
| Commercial Bank | $2.16B-1.6% | $2.15B-2.7% | $2.16B-4.2% | $2.17B-5.8% | $2.19B-6.9% | |
| Institutional Services and Wealth Management | $640M-12.7% | $655M-12.4% | $683M-7.7% | $705M-3.4% | $733M+3.1% | |
| Retail Bank | $3.93B-6.3% | $3.95B-8.0% | $4B-7.8% | $4.09B-5.8% | $4.19B-3.4% | |
| Noninterest income by Business | ||||||
| All Other | $156M+34.5% | $119M-12.5% | $151M— | $126M— | $116M— | |
| Commercial Bank | $815M+17.4% | $795M+18.3% | $772M-21.7% | $735M-15.5% | $694M-8.7% | |
| Institutional Services and Wealth Management | $919M+11.1% | $907M+12.1% | $885M— | $845M— | $827M— | |
| Retail Bank | $930M+13.3% | $921M+13.7% | $895M-21.9% | $851M-16.2% | $821M-7.4% | |
| Income taxes by Business | ||||||
| All Other | -$123M+59.7% | -$144M+62.2% | -$172M+59.6% | -$250M+40.1% | -$305M+27.4% | |
| Commercial Bank | $329M-0.6% | $324M+0.3% | $332M-1.0% | $337M-2.2% | $331M-9.3% | |
| Institutional Services and Wealth Management | $170M-6.6% | $172M-7.0% | $176M-10.4% | $175M-14.2% | $182M-12.3% | |
| Retail Bank | $487M-12.7% | $489M-17.8% | $494M-22.1% | $523M-18.4% | $558M-12.7% | |
| Revenue by Business | ||||||
| Commercial Bank | $2.97B+3.0% | $2.95B+2.2% | $2.93B+1.1% | $2.91B-0.2% | $2.89B-2.3% | |
| Institutional Services and Wealth Management | $1.56B-0.1% | $1.56B+0.3% | $1.57B+2.6% | $1.55B+3.2% | $1.56B-7.8% | |
| Retail Bank | $4.86B-3.1% | $4.87B-4.5% | $4.89B-4.6% | $4.94B-4.0% | $5.01B-2.7% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Commercial Bank | 125,200,000,000%+2,000,000,000pp | 122,800,000,000%+3,400,000,000pp | 124,800,000,000%+800,000,000pp | 126,400,000,000%-600,000,000pp | 123,200,000,000%-11,300,000,000pp | |
| Institutional Services and Wealth Management | $663M-6.6% | $674M-6.4% | $693M-8.9% | $687M-12.6% | $710M-11.3% | |
| Retail Bank | 192,600,000,000%-24,900,000,000pp | 193,100,000,000%-38,000,000,000pp | 194,400,000,000%-51,400,000,000pp | 204,300,000,000%-43,500,000,000pp | 217,500,000,000%-28,900,000,000pp | |
| Indirect expense by Business | ||||||
| All Other | -$1.99B-5.5% | -$1.98B-7.1% | -$1.98B-11.2% | -$1.94B-10.3% | -$1.89B-8.9% | |
| Commercial Bank | $509M+4.1% | $505M+3.1% | $491M-0.2% | $491M+2.6% | $489M+5.1% | |
| Institutional Services and Wealth Management | $309M-1.3% | $310M+1.0% | $325M+9.2% | $321M+7.7% | $313M+4.9% | |
| Retail Bank | $1.17B+8.1% | $1.16B+10.8% | $1.17B+17.4% | $1.12B+14.8% | $1.08B+12.0% | |
| Salaries and employee benefits by Business | ||||||
| All Other | $1.52B+8.4% | $1.49B+9.2% | $1.47B+9.2% | $1.44B+8.0% | $1.4B+5.6% | |
| Commercial Bank | $611M-0.7% | $617M+1.1% | $619M+3.8% | $611M+3.8% | $615M+6.3% | |
| Institutional Services and Wealth Management | $439M+4.8% | $436M+5.6% | $432M+6.1% | $423M+4.3% | $419M+3.8% | |
| Retail Bank | $804M+2.6% | $803M+3.2% | $802M+3.9% | $794M+3.0% | $784M+1.3% | |
| Other direct expenses by Business | ||||||
| All Other | $822M-3.1% | $817M-7.3% | $822M-10.3% | $831M-13.0% | $848M-13.5% | |
| Commercial Bank | $293M+2.4% | $282M-1.1% | $290M+6.7% | $291M+7.2% | $286M+5.1% | |
| Institutional Services and Wealth Management | $138M+38.0% | $129M+26.5% | $104M-8.8% | $103M-20.2% | $100M-31.0% | |
| Retail Bank | $429M+2.1% | $425M+1.0% | $433M+4.5% | $422M-0.8% | $420M-6.4% | |
| Average total assets by Business | ||||||
| All Other | $213.9B— | $212.91B— | —— | —— | —— | |
| Institutional Services and Wealth Management | $13.44B+14.5% | $12.79B+13.6% | $12.79B+5.6% | $12.34B+35.0% | $11.73B+83.6% | |
| Retail Bank | $173.16B+7.7% | $168.72B+6.4% | $168.3B-1.6% | $163.78B+25.2% | $160.73B+77.3% | |
| Depreciation and amortization of premises and equipment by Business | ||||||
| All Other | $200M-4.8% | $207M-0.5% | $210M+2.3% | $210M+2.2% | $210M+2.6% | |
| Commercial Bank | $42M+5.0% | $42M+7.7% | $42M+8.4% | $41M+6.5% | $40M+4.6% | |
| Institutional Services and Wealth Management | $8M-11.1% | $8M-11.1% | $9M+12.5% | $8M-11.1% | $9M+12.5% | |
| Retail Bank | $215M-13.7% | $241M-4.4% | $244M-2.9% | $246M-2.6% | $249M-1.1% | |
| Provision for Credit Losses by Business | ||||||
| All Other | -$63M— | -$80M— | —— | —— | —— | |
| Commercial Bank | $266M+18.2% | $273M+2.6% | $241M-9.8% | $208M-31.2% | $225M-24.9% | |
| Institutional Services and Wealth Management | $2M-77.8% | $5M-16.7% | $5M-16.7% | $8M+167% | $9M— | |
| Retail Bank | $310M+3.7% | $307M+6.6% | $306M+24.8% | $310M+44.5% | $299M+51.2% | |
| Revenue by Product | ||||||
| Brokerage services income | $134M+8.1% | $131M+8.3% | $127M+8.5% | $125M+11.6% | $124M+15.9% | |
| Merchant discount and credit card interchange fees | $173M+6.8% | $173M+6.8% | $171M+6.9% | $165M+1.9% | $162M+0.6% | |
| Service charges on deposit accounts | $557M+6.5% | $551M+7.2% | $542M+7.5% | $533M+8.1% | $523M+7.8% | |
| Trust income | $730M+5.5% | $724M+7.3% | $715M+8.5% | $704M+9.3% | $692M+7.1% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does M&T Bank break its business down?
- M&T Bank (MTB) reports net income by business across 4 parts — All Other, Commercial Bank, Institutional Services and Wealth Management and Retail Bank. Each is extracted from the segment footnotes and tracked over time.
- Where does M&T Bank's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in M&T Bank's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
