OFG Bancorp OFG Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| Banking | $27.11M+27.2% | $21.32M+18.7% | $17.96M-9.5% | $19.84M+38.4% | $14.34M+4.0% | |
| Treasury | $22.77M-19.0% | $28.12M-5.2% | $29.66M+7.8% | $27.51M-0.6% | $27.67M-0.4% | |
| Wealth Management | $4.06M-37.1% | $6.45M+52.9% | $4.22M-5.1% | $4.45M+24.8% | $3.56M-59.4% | |
| Non-interest income, net by Business | ||||||
| Banking | $23.02M+15.3% | $19.97M-1.3% | $20.23M-5.0% | $21.3M+2.9% | $20.7M+4.5% | |
| Treasury | $0— | $0-100% | $1.95M+97,150% | $2K— | $0— | |
| Wealth Management | $9.14M-21.2% | $11.6M+25.1% | $9.28M+1.6% | $9.13M+3.5% | $8.82M-35.8% | |
| Segment Reporting, Other Segment Item, Occupancy, Net by Business | ||||||
| Banking | $8.46M-17.0% | $10.19M+7.1% | $9.52M+2.0% | $9.34M-2.1% | $9.54M-6.8% | |
| Treasury | $14K-26.3% | $19K0.0% | $19K+5.6% | $18K+12.5% | $16K-30.4% | |
| Wealth Management | $124K+3.3% | $120K-33.0% | $179K-6.3% | $191K+7.3% | $178K-2.7% | |
| Segment Reporting, Other Segment Item, Amount by Business | ||||||
| Banking | $15.09M-1.0% | $15.23M+11.7% | $13.64M-1.6% | $13.87M-5.0% | $14.6M-14.0% | |
| Treasury | $162K+28.6% | $126K+1.6% | $124K0.0% | $124K-4.6% | $130K— | |
| Wealth Management | $478K-10.2% | $532K-8.6% | $582K+49.2% | $390K+4.6% | $373K— | |
| Interest Income by Business | ||||||
| Banking | $159.78M0.0% | $159.82M-2.1% | $163.17M+2.8% | $158.78M+2.4% | $155.03M-1.1% | |
| Treasury | $35.67M-8.1% | $38.8M+1.0% | $38.42M+3.9% | $36.98M+4.4% | $35.43M+3.0% | |
| Wealth Management | $5K0.0% | $5K0.0% | $5K-16.7% | $6K+20.0% | $5K-28.6% | |
| Income Tax by Business | ||||||
| Banking | $14.8M— | —— | $9.48M-32.5% | $14.04M+1.7% | $13.81M+476% | |
| Treasury | $53K-35.4% | $82K+57.7% | $52K+26.8% | $41K-19.6% | $51K+21.4% | |
| Wealth Management | $0— | $0— | $0— | $0-100% | $17K— | |
| Segment Reporting, Other Segment Item, Amortization of Intangible Assets by Business | ||||||
| Banking | $231K-20.1% | $289K+0.3% | $288K-0.3% | $289K+0.3% | $288K-16.8% | |
| Treasury | $0— | $0— | $0— | $0— | $0— | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Banking | $41.92M+228% | $12.76M-53.5% | $27.44M-19.0% | $33.88M+20.4% | $28.15M+73.8% | |
| Treasury | $22.82M-19.1% | $28.2M-5.1% | $29.71M+7.8% | $27.55M-0.6% | $27.72M-0.4% | |
| Wealth Management | $4.06M-37.1% | $6.45M+52.9% | $4.22M-5.1% | $4.45M+24.2% | $3.58M-59.2% | |
| Interest Income (Expense), Operating by Business | ||||||
| Banking | $128.73M+4.3% | $123.48M-1.9% | $125.82M+2.0% | $123.35M+2.4% | $120.5M-0.1% | |
| Treasury | $25.08M-14.3% | $29.26M+1.3% | $28.9M+1.1% | $28.57M0.0% | $28.57M0.0% | |
| Wealth Management | $5K0.0% | $5K0.0% | $5K-16.7% | $6K+20.0% | $5K-28.6% | |
| Noninterest Expense by Business | ||||||
| Banking | $87.36M-11.6% | $98.82M+9.3% | $90.4M+1.5% | $89.1M+2.0% | $87.36M-7.1% | |
| Treasury | $2.26M+117% | $1.04M-4.1% | $1.09M+6.7% | $1.02M+19.6% | $851K+14.1% | |
| Wealth Management | $5.09M-1.2% | $5.16M+1.9% | $5.06M+8.0% | $4.69M-10.6% | $5.24M+5.2% | |
| Total Assets by Business | ||||||
| Banking | $10.05B0.0% | $10.04B+0.5% | $9.99B-0.2% | $10.01B+4.6% | $9.57B+0.6% | |
| Treasury | $3.33B-11.7% | $3.77B+6.0% | $3.56B+2.5% | $3.47B+3.5% | $3.35B+5.0% | |
| Wealth Management | $33.94M+10.4% | $30.74M+2.1% | $30.11M-25.3% | $40.32M+7.1% | $37.65M+10.0% | |
| Intersegment Expenses by Business | ||||||
| Banking | -$1.03M-1.2% | -$1.02M+13.6% | -$1.18M-21.3% | -$975K-17.5% | -$830K+69.0% | |
| Treasury | $449K+8.2% | $415K-27.1% | $569K+40.5% | $405K+30.6% | $310K-71.0% | |
| Wealth Management | $585K-3.6% | $607K-1.1% | $614K+7.7% | $570K+9.6% | $520K-67.7% | |
| Interest Expense, Operating by Business | ||||||
| Banking | $31.05M-14.6% | $36.34M-2.7% | $37.35M+5.4% | $35.43M+2.6% | $34.53M-4.5% | |
| Treasury | $10.59M+11.1% | $9.53M+0.1% | $9.53M+13.3% | $8.41M+22.5% | $6.86M+17.7% | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Labor and Related Expense by Business | ||||||
| Banking | $38.46M-4.2% | $40.16M+8.4% | $37.05M+0.2% | $36.96M+0.5% | $36.79M-7.2% | |
| Treasury | $322K+9.5% | $294K+9.7% | $268K-5.3% | $283K+2.9% | $275K+11.8% | |
| Wealth Management | $2.57M-2.9% | $2.64M+4.8% | $2.52M+8.6% | $2.32M-19.2% | $2.87M-6.6% | |
| Depreciation, Depletion and Amortization by Business | ||||||
| Banking | $4.8M-3.9% | $4.99M-5.1% | $5.26M+3.8% | $5.07M0.0% | $5.07M+5.4% | |
| Treasury | $11K+120% | $5K0.0% | $5K0.0% | $5K0.0% | $5K+25.0% | |
| Wealth Management | $10K-16.7% | $12K-7.7% | $13K+8.3% | $12K-7.7% | $13K-60.6% | |
| Financing Receivable, Credit Loss, Expense (Reversal) by Business | ||||||
| Banking | $22.48M-29.5% | $31.87M+12.9% | $28.22M+30.2% | $21.68M-15.6% | $25.69M-14.9% | |
| Treasury | $4K-80.0% | $20K-52.4% | $42K— | $0+100% | -$2K+60.0% | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Goodwill by Business | ||||||
| Banking | $84.06M0.0% | $84.06M0.0% | $84.06M0.0% | $84.06M0.0% | $84.06M0.0% | |
| Treasury | $0— | $0— | $0— | $0— | $0— | |
| Wealth Management | $178K0.0% | $178K0.0% | $178K0.0% | $178K0.0% | $178K0.0% | |
| Expenditures for long-lived assets by Business | ||||||
| Banking | $4.36M-26.1% | $5.9M+48.0% | $3.98M-4.0% | $4.15M-4.6% | $4.35M+7.2% | |
| Treasury | $0-100% | $2K— | $0— | $0— | $0— | |
| Wealth Management | $0— | $0-100% | $2K— | $0-100% | $1K— | |
| Information technology expenses by Business | ||||||
| Banking | $6.56M-6.2% | $6.99M+3.6% | $6.75M+1.7% | $6.64M+6.4% | $6.24M-16.4% | |
| Treasury | $0— | $0-100% | $6K— | $0+100% | -$6K— | |
| Wealth Management | $37K-14.0% | $43K-14.0% | $50K+19.0% | $42K-23.6% | $55K+10.0% | |
| Loan Servicing And Clearing Expenses by Business | ||||||
| Banking | $1.86M-0.3% | $1.86M+6.4% | $1.75M+2.6% | $1.71M+8.2% | $1.58M-0.5% | |
| Treasury | $135K+3.8% | $130K+3.2% | $126K-3.1% | $130K+91.2% | $68K-68.9% | |
| Wealth Management | $573K+24.8% | $459K+11.4% | $412K+22.3% | $337K-42.9% | $590K+80.4% | |
| Electronic Banking Charges by Business | ||||||
| Banking | $8.6M-31.0% | $12.48M-1.4% | $12.66M+3.1% | $12.28M+26.9% | $9.67M-16.1% | |
| Treasury | $0— | $0— | $0— | $0— | $0— | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Professional Fees by Business | ||||||
| Banking | $4.33M-43.3% | $7.65M+63.5% | $4.68M+18.9% | $3.94M-11.0% | $4.42M+8.1% | |
| Treasury | $1.16M+2,137% | $52K+268% | -$31K-158% | $53K0.0% | $53K+26.2% | |
| Wealth Management | $719K-3.0% | $741K+7.4% | $690K-16.4% | $825K+28.5% | $642K-0.8% | |
| Total Loans by Geography | ||||||
| Puerto Rico | $1.93M+1.2% | $1.91M-26.5% | $2.6M+76.6% | $1.47M— | —— | |
| UNITED STATES | $12.99M-34.3% | $19.78M-24.0% | $26.01M-26.4% | $35.33M+31.9% | $26.78M+72.3% | |
| Total loans by Geography | ||||||
| Domestic - Puerto Rico | $2.68B+0.8% | $2.66B+4.2% | $2.55B-1.8% | $2.6B+7.1% | $2.43B+1.1% | |
| US – Federal | $871.64M+5.0% | $829.98M-0.2% | $831.73M+0.8% | $825.25M+13.5% | $727.41M+3.3% | |
| Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff by Geography | ||||||
| Domestic - Puerto Rico | $71K-98.3% | $4.07M+185% | $1.43M— | —— | $5.85M+1,044% | |
| US – Federal | $3.93M+7,185% | $54K-98.5% | $3.65M— | —— | $6.62M+2,008% | |
| Percentage of total class of financing receivable. by Geography | ||||||
| Domestic - Puerto Rico | 0%— | —— | 0.1%0.0pp | 0.1%— | 0%— | |
| US – Federal | 0%— | —— | 0%-1.2pp | 1.2%— | —— | |
| Financing Receivable, Excluding Accrued Interest, Nonaccrual by Geography | ||||||
| Domestic - Puerto Rico | $50.29M+1.3% | $49.67M+230% | $15.07M+2.6% | $14.69M+10.5% | $13.3M-9.6% | |
| US – Federal | $33.71M-10.3% | $37.58M-2.0% | $38.36M-2.4% | $39.32M+27.4% | $30.85M+27.5% | |
| Prior by Geography | ||||||
| Domestic - Puerto Rico | $320.51M+63.3% | $196.24M-7.8% | $212.94M-4.0% | $221.85M-3.4% | $229.7M+19.1% | |
| US – Federal | $46.99M+81.5% | $25.89M-22.8% | $33.56M-2.8% | $34.52M-17.1% | $41.63M+51.2% | |
| Revolving Loans Amortized Cost Basis, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $0— | $0— | $0— | $0— | $0— | |
| US – Federal | $0— | $0— | $0— | $0— | $0— | |
| Term loans amortized by cost basis, in current fiscal year, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $59K+1,867% | $3K-40.0% | $5K— | —— | $19K+533% | |
| US – Federal | $0— | $0— | $0— | $0— | $0— | |
| Prior, charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $2K-99.9% | $1.94M+687% | $246K— | —— | $2.51M+1,077% | |
| US – Federal | $0— | $0— | $0— | $0— | $0-100% | |
| Term loans amortized by cost basis, in current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $67.48M-78.2% | $309.46M+31.4% | $235.55M+10.9% | $212.41M+37.8% | $154.17M-29.7% | |
| US – Federal | $64.49M-70.0% | $214.86M+53.9% | $139.65M+32.2% | $105.65M+533% | $16.69M-77.5% | |
| Term loans amortized by cost basis, in one year prior to current fiscal year, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $0— | —— | $35K— | —— | $43K+2.4% | |
| US – Federal | $0— | $0— | $0— | $0— | $0— | |
| Amortized cost basis. by Geography | ||||||
| Domestic - Puerto Rico | $89K— | —— | $1.18M+64.4% | $716K— | $0— | |
| US – Federal | $0— | —— | $0-100% | $10.17M— | —— | |
| Non-accrual with Allowance for Credit Loss by Geography | ||||||
| Domestic - Puerto Rico | $49.94M+1.4% | $49.23M+576% | $7.28M+8.6% | $6.7M-1.4% | $6.8M+5.1% | |
| US – Federal | $33.71M-10.3% | $37.58M-2.0% | $38.36M-2.4% | $39.32M+27.4% | $30.85M+44.7% | |
| Term loans amortized by cost basis, in three years prior to current fiscal year, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $4K— | —— | $1.08M— | —— | $1.09M+315% | |
| US – Federal | $0-100% | $45K— | —— | —— | $2.96M— | |
| Non-accrual with no Allowance for Credit Loss by Geography | ||||||
| Domestic - Puerto Rico | $352K-20.4% | $442K-94.3% | $7.8M-7.3% | $8.41M+14.5% | $7.34M-10.9% | |
| US – Federal | $0— | $0— | $0— | $0— | $0-100% | |
| Term loans amortized by cost basis, in two years prior to current fiscal year, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $10K-99.5% | $2.09M+5,118% | $40K+102% | -$2.13M-200% | $2.13M+6,761% | |
| US – Federal | $0-100% | $9K— | $0+100% | -$9K-200% | $9K— | |
| Term loans amortized by cost basis, in four years prior to current fiscal year, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $0-100% | $150K+1,775% | $8K— | —— | $184K— | |
| US – Federal | $3.93M— | $0-100% | $3.65M+200% | -$3.65M-200% | $3.65M— | |
| Term loans amortized by cost basis, in one year prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $310.47M+100% | $154.94M-9.0% | $170.2M+0.7% | $169.08M-0.8% | $170.41M-36.9% | |
| US – Federal | $213.78M+262% | $59.07M-0.7% | $59.46M-6.6% | $63.68M-14.2% | $74.19M-45.6% | |
| Term loans amortized by cost basis, in three years prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $208.32M+23.6% | $168.56M-18.2% | $206.04M-2.7% | $211.8M-3.6% | $219.82M+10.7% | |
| US – Federal | $104.29M+267% | $28.42M-21.6% | $36.24M-1.9% | $36.94M-2.7% | $37.97M-39.2% | |
| Term loans amortized by cost basis, in two years prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $156.76M-20.5% | $197.06M-10.5% | $220.21M-12.1% | $250.55M-1.6% | $254.57M+7.1% | |
| US – Federal | $58.93M-46.9% | $111.06M-1.5% | $112.71M-8.5% | $123.25M-5.8% | $130.89M+172% | |
| Revolving Loans Amortized Cost Basis by Geography | ||||||
| Domestic - Puerto Rico | $682.26M-0.4% | $684.84M+26.0% | $543.43M-9.7% | $601.67M+23.4% | $487.62M+0.4% | |
| US – Federal | $361.08M-0.1% | $361.3M-14.0% | $420.08M+3.8% | $404.82M+10.8% | $365.23M+9.0% | |
| Term loans amortized by cost basis, in four years prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $165.93M-4.8% | $174.22M-1.6% | $177.01M-6.5% | $189.3M-3.6% | $196.37M+80.7% | |
| US – Federal | $22.08M-24.8% | $29.38M-2.2% | $30.04M-46.8% | $56.41M-7.2% | $60.81M+202% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does OFG Bancorp break its business down?
- OFG Bancorp (OFG) reports net income by business across 3 parts — Banking, Treasury and Wealth Management. Each is extracted from the segment footnotes and tracked over time.
- Where does OFG Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in OFG Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.